521 Balch Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 521 Balch Rd, Elgin, TX 78621

Property Summary

Property Type	Rural Home
Details	2,820 sqft · built 2014
Lot Size	9.03 acres (393,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,250 (Jun 2014)
Tax Bill	$8,593 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R83120`

Property Details

APN / Parcel Number

Primary APN	`R83120`
Alternative APN	`O0221334`

Interior

Stories	1 Story
Building Area	2,820 sqft Living Area
1st Floor Area	1,908 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Material	Metal
Lot Area	393,608 sqft (9.03 acres)

Exterior Amenities

Porch	Open Frame Porch
Porch Area	672 sqft
Deck Area	276 sqft
Storage Building	318 sqft
Pole Barn	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	521 BALCH RD
City	ELGIN
State	TX
Zip	78621-5755
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A54 OSBORN, MRS. B., ACRES 9.0360
Legal Subdivision	OSBORN, MRS. B.
Legal Block	1
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	950101

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 BALCH RD, ELGIN, TX 78621-5755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2014 · Amount on Record
Deed Sale	Jun 17, 2014 · Amount on Record
Prior Sale	Sep 3, 2008 · Amount on Record
Deed Document Number	20147227
Deed Book / Page	2327 / 291
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	521 BALCH RD, ELGIN, TX 78621-5755
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 BALCH RD, ELGIN, TX 78621-5755

Mortgage

Document Number	0202603062
Date	Feb 27, 2026
Instrument	202603062

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	521 BALCH RD, ELGIN, TX 78621-5755
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001098
Date	Jan 22, 2020
Instrument	202001098

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,593.00 (-4.25%) Homeowner's exemption Senior Citizen's exemption	$611,136 (-8.97%) Land $294,816 Building $316,320	$611,136 (-8.97%) Land $294,816 Building $316,320
2024	$8,974.00
2023	Homeowner's exemption	$671,339 Land $294,816 Building $376,523	$671,339 Land $294,816 Building $376,523
2022	$9,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: SOS Communications.

Nearby Properties on Balch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures