Lubbock County property record for 521 Ave T, Shallowater, TX 79363
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,737 sqft · built 2015 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,701 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R322911 |
| Primary APN | R322911 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,737 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 521 AVENUE T |
|---|---|
| City | SHALLOWATER |
| State | TX |
| Zip | 79363-1200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIAMONDHEAD ESTATES III L 11 |
| Legal Subdivision | DIAMONDHEAD ESTATES III |
| Legal Lot Number | 110 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | SHALLOWATER |
| Census Block Group | 2 |
| Census Block | 2100 |
| Census Tract | 10301 |
521 Ave T is owned and occupied by an individual who acquired it in February 2022.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 521 AVENUE T, SHALLOWATER, TX 79363-1200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC |
| Feb 14, 2022 | Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Jun 13, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2022 |
| Deed Sale | Feb 14, 2022 |
| Prior Sale | Aug 19, 2016 |
| Deed Document Number | 2022007433 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 521 AVENUE T, SHALLOWATER, TX 79363-1200 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Title Company | WESTERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015200 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022015200 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Feb 14, 2022 |
| Property Address | 521 AVENUE T, SHALLOWATER, TX 79363-1200 |
| Document Number | 0000007433 |
| Map Reference | FILE 2013001947 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022007433 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | WESTENN TITLE COMPANY, WESTERN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 AVENUE T, SHALLOWATER, TX 79363-1200 |
| Document Number | 0000007434 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022007434 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 8 Months |
| Due | Oct 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 521 AVENUE T, SHALLOWATER, TX 79363-1200 |
| Document Number | 0000026910 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 521 AVENUE T SHALLOWATER TX 793631200, SHALLOWATER, TX 79363-1200 |
| Document Number | 0000026910 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 26910 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2050 |
The 2025 property tax bill for 521 Ave T was $7,701 with a homeowner's exemption, up 2.3% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Shallowater City |
| Unified School District | Shallowater Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,701.00 (+2.26%) Homeowner's exemption | $419,228 Land $45,500 Building $373,728 | $419,228 Land $45,500 Building $373,728 |
| 2024 | $7,531.00 (+8.94%) | ||
| 2023 | $6,913.00 (-11.96%) Homeowner's exemption | $354,143 Land $28,000 Building $326,143 | $354,143 Land $28,000 Building $326,143 |
| 2022 | $7,852.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Ave T in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Ave T is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHALLOWATER serves 2,964 people · EPA ID TX1520003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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