San Diego County property record for 521 Arenas St, La Jolla, CA 92037
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4 ba · 2,206 sqft · built 1973 |
| Lot Size | 0.92 acres (3,998 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,550,000 (May 2019) |
| Tax Bill | $22,193 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351-151-01-00 |
| Primary APN | 351-151-01-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,206 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Duplex Single |
| Lot Area | 3,998 sqft (0.92 acres) |
| Street Address | 521 ARENAS ST |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-5402 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RM-1-1 |
| Legal Description | LOT 3 TR 001939 |
| Legal Subdivision | LA JOLLA CREST |
| Legal Tract | 001939 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 8101 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3525 DEL MAR HEIGHTS RD, 1056, SAN DIEGO, CA 92130-2199 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 23, 2017 | Deed of Trust, Mortgage · ARM COMERICA BANK |
| Apr 4, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Sep 6, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 15, 2019 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2019 · Amount on Record |
| Deed Sale | May 15, 2019 · Amount on Record |
| Prior Sale | May 10, 2005 · Amount on Record |
| Deed Document Number | 2019184378 |
| Prior Transfer Date | Jul 24, 1996 |
| Prior Transfer Doc | 0000391060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 521 ARENAS ST, LA JOLLA, CA 92037-5402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE SD |
| Name | Verified Name |
|---|
| Document Number | 0000133336 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 2017-0133336 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 521 ARENAS ST, LA JOLLA, CA 92037-5402 |
| Document Number | 0000182796 |
| Instrument Date | Apr 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 521 ARENAS ST LA JOLLA CA 920375402, LA JOLLA, CA 92037-5402 |
| Document Number | 0000182796 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 182796 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 6, 2019 |
| Property Address | 521 ARENAS ST, LA JOLLA, CA 92037-5402 |
| Document Number | 0000385973 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 385973 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3525 DEL MAR HEIGHTS RD #1056 SAN DIEGO CA 921302199, 1056, SAN DIEGO, CA 92130-2199 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 15, 2019 |
| Property Address | 521 ARENAS ST, LA JOLLA, CA 92037-5402 |
| Document Number | 0000184378 |
| Map Reference | MAP 1939 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 2019-0184378 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 AND 521 1 2 ARENAS STREET, & 521, LA JOLLA, CA 92037 |
| Document Number | 0000184379 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 2019-0184379 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,763,628 (+2%) Land $1,479,175 Building $284,453 | |
| 2025 | $22,193.00 (+8.82%) | $1,729,048 (+4.04%) Land $1,450,172 Building $278,876 |
| 2023 | $20,394.00 (+2.74%) | $1,661,909 Land $1,393,861 Building $268,048 |
| 2022 | $19,851.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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