Cottonwood County property record for 521 9th St S, Mountain Lake, MN 56159
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 905 sqft · built 1910 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,118 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-004-1050 |
| Primary APN | 22-004-1050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 905 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 95,832 sqft (2.2 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | Deck Area |
| Patio Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 521 9TH ST S |
|---|---|
| City | MOUNTAIN LAKE |
| State | MN |
| Zip | 56159-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.20 AC NE1/4 NW1/4 (219' X 435.4' & 25' X 44' MORE OR LESS) 2.20 |
| Legal Range | 34 |
| Legal Township | 105 |
| Legal Section | 04 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | MOUNTAIN LAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 270400 |
521 9th St S is owned and occupied by an individual.
Source: Cottonwood County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 173 COBBLESTONE LN, WINONA, MN 55987-4851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 521 9th St S was $3,118 with a homeowner's exemption.
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Mountain Lake City |
| Unified School District | Mountain Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,118.00 Homeowner's exemption | $146,100 Land $52,700 Building $93,400 | $146,100 Land $52,700 Building $93,400 |
| 2025 | $3,118.00 | ||
| 2023 | $2,526.00 | $127,000 Land $44,600 Building $82,400 | $127,000 Land $44,600 Building $82,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 9th St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 9th St S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mountain Lake serves 2,018 people · EPA ID MN1170003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
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