521 8th St, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 521 8th St, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,882 sqft · built 1994
Lot Size	0.172 acres (7,514 sqft)
Owner	Individual Name on Record
Last Sale	$244,000 (Jul 2017)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-741-3675-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-3675-5`
Alternative APNs	`01-28-15-88560-151-0015` `152801885601510015` `R2297`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,882 sqft Heated Area
1st Floor Area	1,882 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	7,514 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	222 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2297
Old Parcel Number	152801885601510015
Street Address	521 8TH ST
City	PALM HARBOR
State	FL
Zip	34683-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUTHERLAND, TOWN OF BLK 151, THAT PT DESC FROM PNT ON W R/W OF 8TH ST & N R/W OF PENNSYLVANIA AVE TH 8TH ST TH N 75FT FOR POB
Legal Range	15
Legal Township	28
Legal Section	01
Legal Subdivision	SUTHERLAND, TOWN OF
Legal Block	151
Legal Lot Number	15
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	4
Census Block	4010
Census Tract	27202

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	521 8TH ST, PALM HARBOR, FL 34683-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on Record
Deed Sale	Jul 24, 2017 · Amount on Record
Prior Sale	Apr 8, 2003 · Amount on Record
Deed Document Number	2017228481
Deed Book / Page	19714 / 0696
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 24, 2017
Property Address	521 8TH ST, PALM HARBOR, FL 34683-4214
Document Number	0197140696
Book / Page	19714 / 0696
Instrument Date	Jul 19, 2017
Instrument	2017228481
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,708.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	796 PENNSYLVANIA AVE, 796, PALM HARBOR, FL 34683-4000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	796 PENNSYKVANIA AVE, PALM HARBOR, FL 34683-4000

Mortgage

Document Number	2017228483
Date	Jul 24, 2017
Instrument	2017228483

Lender

Name	NEW YORK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,947.00 (+7.78%) Homeowner's exemption	$253,032 (+5.99%)	$586,511 (+18.58%) Land $224,558 Building $361,953
2023	$3,662.00 (+3.01%) Homeowner's exemption	$238,739 (+3%)	$494,608 (+29.31%) Land $255,137 Building $239,471
2022	$3,555.00 Homeowner's exemption	$231,785	$382,511 Land $218,275 Building $164,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 189 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	187 (1985–2024)
Claims Outside the SFHA	4 of 187
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 104 claims Hurricane Idalia, Aug 2023 · 4 claims Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20