521 6th St, Phillips, NE 68865 Property Records

Hamilton County property record for 521 6th St, Phillips, NE 68865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 2021
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,673 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3307-27-0-50030-001-0182`

Property Details

APN / Parcel Number

Primary APN	`3307-27-0-50030-001-0182`
Alternative APNs	`3307-00-0-50030-001-0182` `410178568`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,413 sqft (0.262 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	521 6TH ST
City	PHILLIPS
State	NE
Zip	68865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 6 BLOCK 1 MABON SUB
Legal Range	08
Legal Township	11
Legal Section	27
Legal Subdivision	MABON SUBDIVISION
Legal Block	1
Legal Lot Number	6
Jurisdiction	HAMILTON NE
Township / Civil Division	5
Census Block Group	2
Census Block	2048
Census Tract	969200

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 255, PHILLIPS, NE 68865-0255
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Construction Mortgage COGENT BANK
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage FIVE POINTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	521 6TH ST, PHILLIPS, NE 68865
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348/36
Date	Dec 29, 2021
Book Page	348/36
Instrument	2021-02870

Lender

Name	COGENT BANK
Type	Bank
Address	KEARNEY, NE 68845

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Jul 20, 2022
Property Address	521 6TH ST, PHILLIPS, NE 68865
Document Number	000109/415
Book / Page	109 / 415
Instrument Date	Mar 7, 2022
Instrument	2022-01375
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202201376
Date	Jul 20, 2022
Instrument	2022-01376

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Hamilton County
Municipality	Phillips Village
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,895 (+24.34%) Land $68,480 Building $252,415	$320,895 (+24.34%) Land $68,480 Building $252,415
2025	$2,673.00 (-25.89%)	$258,080 (+2.96%) Land $68,480 Building $189,600	$258,080 (+2.96%) Land $68,480 Building $189,600
2023	$3,607.00	$250,660 Land $61,060 Building $189,600	$250,660 Land $61,060 Building $189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 6th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures