Story County property record for 521 6th St, Maxwell, IA 50161
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,515 sqft · built 1900 |
| Lot Size | 0.228 acres (9,940 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Apr 2026) |
| Tax Bill | $2,672 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-22-382-350 |
| Primary APN | 15-22-382-350 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,515 sqft Living Area |
| 1st Floor Area | 926 sqft |
| Attic | Attic |
| Attic Area | 472 sqft |
| Basement Area | 463 sqft |
| Unfinished Basement | 463 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,940 sqft (0.228 acres) |
| Lot Dimensions | 142 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 296 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 521 6TH ST |
|---|---|
| City | MAXWELL |
| State | IA |
| Zip | 50161-7711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PARK ADD S20' LOT 5 & ALL LOT 6 BLK 6 |
| Legal Range | 22W |
| Legal Township | 82N |
| Legal Section | 22 |
| Legal Subdivision | HIGHLAND PARK ADD (MAXWELL) |
| Legal Block | 6 |
| Legal Lot Number | 5,6 |
| Jurisdiction | STORY IA |
| Township / Civil Division | INDIAN CREEK |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 10200 |
521 6th St is owned and occupied by two individuals who bought it in April 2026.
Source: Story County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Sep 14, 2018 | Deed of Trust, Mortgage HOMEOWNERS FINANCE COMPANY |
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Sep 14, 2018 | Deed of Trust, Mortgage HOMEOWNERS FINANCE COMPANY |
| Aug 7, 2018 | Warranty Deed, Transfer HOMEOWNERS FINANCE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on File |
| Deed Sale | Apr 10, 2026 · Amount on File |
| Prior Sale | Aug 7, 2018 · Amount on File |
| Deed Document Number | 20262934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Document Number | 0202510152 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025-10152 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 10, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201808615 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018-08615 |
| Name | HOMEOWNERS FINANCE COMPANY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 10, 2026 |
| Property Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Document Number | 0000002935 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20262935 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002935, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20262935 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 10, 2026 |
| Property Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Document Number | 0000002934 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026.2934 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,159.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002935, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 2026..2935 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 10, 2026 |
| Property Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Document Number | 0202602934 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20262934 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,159.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002934, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20262934 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201808615 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018-08615 |
| Name | HOMEOWNERS FINANCE COMPANY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Aug 7, 2018 |
| Property Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Document Number | 0201807229 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 2018-07229 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 6TH ST, MAXWELL, IA 50161-7711 |
| Document Number | 0201807230 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 2018-07230 |
| Name | HOMEOWNERS FINANCE COMPANY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 521 6th St was $2,672 with a homeowner's exemption, up 3.1% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Maxwell City |
| Unified School District | Collins-Maxwell Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,672.00 (+3.09%) Homeowner's exemption | $171,300 Land $26,300 Building $145,000 | $171,300 Land $26,300 Building $145,000 |
| 2024 | $2,592.00 | ||
| 2023 | $161,400 Land $24,500 Building $136,900 | $161,400 Land $24,500 Building $136,900 | |
| 2022 | $2,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 6th St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 20 (1991–2026) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Jul 2026 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 6th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAXWELL WATER DEPARTMENT serves 859 people · EPA ID IA8557058 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Huxley Communications Cooperative Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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