521 5th St, Covington, IN 47932 Property Records

Fountain County property record for 521 5th St, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,156 sqft · built 2009
Lot Size	0.236 acres (10,298 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,610 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018B083522400600`

Property Details

APN / Parcel Number

Primary APN	`018B083522400600`
Alternative APNs	`23-06-35-224-006.000-016` `00000993227` `0180026900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	3,156 sqft Living Area
1st Floor Area	3,156 sqft
Basement Area	394 sqft
Unfinished Basement	394 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,298 sqft (0.236 acres)
Lot Dimensions	132 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000993227
Street Address	521 5TH ST
City	COVINGTON
State	IN
Zip	47932-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-00269-00 COLEMANS 1ST 101 COLEMANS 12' NSD 96 MP B08-35-224-00600
Legal Subdivision	COLEMANS 1ST ADD
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	3
Census Block	3012
Census Tract	957800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Residential Historic District listed 2015 · 109 contributing resources · NRIS 15000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 5TH ST, COVINGTON, IN 47932-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2016
Deed Sale	Nov 30, 2016
Prior Sale	Apr 26, 2012 · Amount on Record
Deed Document Number	20162428
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	521 5TH ST, COVINGTON, IN 47932-1136
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001690
Date	Jul 22, 2020
Instrument	202001690

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,610.00 (+2.47%) Homeowner's exemption	$290,100 (+13.94%) Land $33,800 Building $256,300	$290,100 (+13.94%) Land $33,800 Building $256,300
2024	$2,547.00 (+0.04%)
2023	$2,546.00 (+4.56%)	$254,600 (+4.56%) Land $28,900 Building $225,700	$254,600 (+4.56%) Land $28,900 Building $225,700
2022	$2,435.00 Homeowner's exemption	$243,500 Land $28,900 Building $214,600	$243,500 Land $28,900 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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