Cottonwood County property record for 521 3rd Ave, Mountain Lake, MN 56159
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 808 sqft · built 1930 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,612 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-413-0391 |
| Primary APN | 22-413-0391 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 808 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Basement Area | 264 sqft |
| Finished Basement | 264 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 521 3RD AVE |
|---|---|
| City | MOUNTAIN LAKE |
| State | MN |
| Zip | 56159-1530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S150' OF E85' OF W200' LOT 2 BLK 3 |
| Legal Subdivision | JANZENS SUBD 2 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | MOUNTAIN LAKE |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 270100 |
Source: Cottonwood County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 77, MOUNTAIN LAKE, MN 56159-0077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| Municipality | Mountain Lake City |
| Unified School District | Mountain Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,612.00 Homeowner's exemption | $103,700 (-5.12%) Land $5,700 Building $98,000 | $103,700 (-5.12%) Land $5,700 Building $98,000 |
| 2025 | $1,612.00 (+21.2%) | ||
| 2023 | $1,330.00 | $109,300 Land $5,700 Building $103,600 | $109,300 Land $5,700 Building $103,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Mountain Lake serves 2,018 people · EPA ID MN1170003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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