521 3rd Ave, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 521 3rd Ave, Eau Claire, WI 54703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,888 sqft · built 1927
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Feb 2017)
Tax Bill$5,787 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN05-0166-000

Property Details

APN / Parcel Number

Primary APN05-0166-000
Alternative APNs
  • 18221-2-270920-320-2040
  • 221050166000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,888 sqft Living Area
Basement Area876 sqft
Unfinished Basement876 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleCustom Design
Exterior MaterialStucco
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address521 3RD AVE
CityEAU CLAIRE
StateWI
Zip54703-5540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTHE N 66 FT OF LOTS 7 AND 8 BLK 10 EC CITY
Legal Range09W
Legal Township27N
Legal Section20
Legal SubdivisionEAU CLAIRE CITY
Legal Block10
Legal Lot Number7-8
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group5
Census Block5003
Census Tract1200

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address521 3RD AVE, EAU CLAIRE, WI 54703-5540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL CU
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL CU
Jan 30, 2020Deed of Trust, Mortgage · Line of Credit
ROYAL CU
Jan 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL CU
Jun 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
ROYAL CU
Feb 13, 2017Deed of Trust, Transfer · Conventional with PMI
ROYAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2017 · Amount on Record
Deed SaleFeb 14, 2017 · Amount on Record
Deed Document Number20171142229
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address521 3RD AVE, EAU CLAIRE, WI 54703-5540
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001213495
DateJun 11, 2021
Instrument1213495
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 10, 2041
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address521 3RD AVE, EAU CLAIRE, WI 54703-5540
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001204249
DateDec 29, 2020
Instrument1204249
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term192 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address521 3RD AVE, EAU CLAIRE, WI 54703-5540
Document Number0001187129
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address521 3RD AVE EAU CLAIRE WI 547035540, EAU CLAIRE, WI 54703-5540

Mortgage

Document Number0001187129
DateFeb 14, 2020
Instrument1187129
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 13, 2040
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address521 3RD AVE, EAU CLAIRE, WI 54703-5540
Document Number0001186354
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 5, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address521 3RD AVE EAU CLAIRE WI 547035540, EAU CLAIRE, WI 54703-5540

Mortgage

Document Number0001186354
DateJan 27, 2020
Instrument1186354
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 26, 2035

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address521 3RD AVE, EAU CLAIRE, WI 54703-5540
Document Number0001175817
Instrument DateJun 6, 2019
Transaction TypeMortgage
Record UpdatedJun 21, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address521 3RD AVE EAU CLAIRE WI 547035540, EAU CLAIRE, WI 54703-5540

Mortgage

Document Number0001175817
DateJun 11, 2019
Instrument1175817
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 10, 2039

February 2017: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address521 3RD AVE, EAU CLAIRE, WI 54703-5540
Document Number0001142230
Instrument DateFeb 13, 2017
Transaction TypeTransfer
Record UpdatedMay 4, 2017

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 3RD AVE EAU CLAIRE WI 547035540, EAU CLAIRE, WI 54703-5540

Mortgage

Document Number0001142230
DateFeb 14, 2017
Instrument1142230
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueFeb 13, 2037

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,787.00$253,900 (-) Land $24,900 Building $229,000$332,200
2023$253,900 Land $24,900 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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