521 2nd St SW, Delano, MN 55328 Property Records

Wright County property record for 521 2nd St SW, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,522 sqft · built 2006
Lot Size	0.389 acres (16,956 sqft)
Owner	2 Individual Names on File
Last Sale	$67,040 (Jun 2006)
Tax Bill	$3,606 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-077-005080`

Property Details

APN / Parcel Number

Primary APN	`107-077-005080`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft
Basement Area	1,106 sqft
Finished Basement	1,106 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	16,956 sqft (0.389 acres)
Garage Type	Attached
Garage Area	766 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	18 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	521 2ND ST SW
City	DELANO
State	MN
Zip	55328-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-118 RANGE-025 CLOVER SPRINGS 2ND ADDN LOT-008 BLOCK-005 OCK-005
Legal Range	025
Legal Township	118
Legal Section	11
Legal Subdivision	CLOVER SPRINGS 2ND ADDN
Legal Block	5
Legal Lot Number	8
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	3
Census Block	3034
Census Tract	101002

Owner

521 2nd St SW is owned and occupied by two individuals who acquired it in November 2019.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 2ND ST SW, DELANO, MN 55328-2827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Nov 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2006 · Amount on File
Deed Sale	Jun 8, 2006 · Amount on File
Deed Document Number	2006101474
Last Transfer Date	Nov 22, 2019
Transfer Doc	0001412217
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 16, 2022
Property Address	521 2ND ST SW, DELANO, MN 55328-2827
Document Number	00A1521209
Instrument Date	Sep 26, 2022
Instrument	A1521209
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,427.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	521 2ND ST SW, DELANO, MN 55328-2827

Mortgage

Document Number	00A1521210
Date	Nov 16, 2022
Instrument	A1521210

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2052

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Nov 27, 2019
Property Address	521 2ND ST SW, DELANO, MN 55328-2827
Document Number	0001412217
Instrument Date	Nov 22, 2019
Instrument	1412217
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE EXCELLENCE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	521 2ND ST SW, DELANO, MN 55328-2827

Mortgage

Document Number	0001412218
Date	Nov 27, 2019
Instrument	1412218

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 521 2nd St SW was $3,606.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,606.00	$478,900 (+4.93%) Land $74,000 Building $404,900	$478,900 (+4.93%) Land $74,000 Building $404,900
2025		$456,400 Land $74,000 Building $382,400	$456,400 Land $74,000 Building $382,400
2023	$5,170.00 (+5.86%)	$441,200 Land $75,000 Building $366,200	$441,200 Land $75,000 Building $366,200
2022	$4,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 2nd St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 2nd St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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