St. Joseph County property record for 52099 Locks Ln, Granger, IN 46530 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,951 sqft Living Area |
| Lot Size | 19,436 sqft (0.446 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2022) |
| Tax Bill | $2,976.00 (2024) |
Source: St. Joseph County records · APN 71-04-21-101-006.000-003
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 52099 LOCKS LN, GRANGER, IN 46530-9591 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD |
| Feb 28, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST OPTION MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on Record |
| Deed Sale | Feb 28, 2022 · Amount on Record |
| Deed Doc Number | 0002206051 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 52099 LOCKS LN, GRANGER, IN 46530-9591 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002531876 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2531876 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Feb 28, 2022 |
| Property Address | 52099 LOCKS LN, GRANGER, IN 46530-9591 |
| Document Number | 0002206051 |
| Map Reference | IN 7819813 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 2206051 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 52099 LOCKS LN, GRANGER, IN 46530-9591 |
| Document Number | 0002206052 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2206052 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Joseph County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Clay Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $332,100 (+21.69%) Land $64,300 Building $267,800 | $332,100 (+21.69%) Land $64,300 Building $267,800 | |
| 2024 | $2,976.00 (+1.99%) | ||
| 2023 | $2,918.00 (-9.83%) | $272,900 (-) Land $64,300 Building $208,600 | $272,900 (-) Land $64,300 Building $208,600 |
| 2022 | $3,236.00 Homeowner's exemption | $272,900 Land $64,300 Building $208,600 | $272,900 Land $64,300 Building $208,600 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (18141C), updated December 15, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 71-04-21-101-006.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,951 sqft Living Area |
| Basement Area | 725 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Raised Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 19,436 sqft (0.446 acres) |
| Depth X Width | 172 ft x 113 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Topography | High Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 00220200438 |
|---|---|
| Street Address | 52099 LOCKS LN |
| City | GRANGER |
| State | IN |
| Zip | 46530-9591 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 12 LOCKS ESTATES |
| Legal Subdivision | LOCKS ESTATES |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOSEPH IN |
| Minor Civil Division | CLAY |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 11306 |
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