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5209 Whetsel Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 5209 Whetsel Ave, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,657 sqft · built 1901
Lot Size0.168 acres (7,318 sqft)
Owner2 Individual Names on File
Last Sale$325,750 (Jul 2021)
Tax Bill$7,021 (2025)
Deeds & MortgagesJul 2021 Sale
May 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN035-0002-0082-00

Property Details

APN / Parcel Number

Primary APN035-0002-0082-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,657 sqft Living Area
Gross Area3,314 sqft
1st Floor Area882 sqft
2nd Floor Area775 sqft
AtticAttic
Attic Area775 sqft
Basement Area882 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,318 sqft (0.168 acres)
Lot Dimensions148 ft deep x 50 ft wide
PorchOpen Frame Porch
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5209 WHETSEL AVE
CityCINCINNATI
StateOH
Zip45227-1725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCNP
Legal DescriptionWHETSEL AVE 50 X 148.50 PT LOTS 1-2 OLIVER JONES SUB BLK 1 SQ 2
Legal SubdivisionOLIVER JONES SUB
Legal Block1
Legal Lot Number1-2
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group4
Census Block4010
Census Tract5500

Owner

5209 Whetsel Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address5209 WHETSEL AVE, CINCINNATI, OH 45227-1725
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Re-recorded Document
AMERICAN HOMELAND TITLE
May 26, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 9, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Oct 23, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 14, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2021 · Amount on File
Deed SaleJul 19, 2021 · Amount on File
Prior SaleMay 26, 2021 · Amount on File
Deed Document Number202187343
Deed Book / Page14461 / 1658
Prior Transfer DateOct 16, 2019
Prior Transfer Doc0000092243
Record UpdatedOct 29, 2026

July 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionHAMILTON OH
Recording DateJul 19, 2021
Property Address5209 WHETSEL AVE, CINCINNATI, OH 45227-1725
Document Number0000087343
Book / Page14461 / 1658
Instrument DateMay 11, 2021
Instrument2021-0087343
Record UpdatedAug 25, 2022
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5209 WHETSEL AVE, CINCINNATI, OH 45227-1725

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 26, 2021
Property Address5209 WHETSEL AVE, CINCINNATI, OH 45227-1725
Document Number0000065355
Book / Page14426 / 1280
Instrument DateMay 11, 2021
Instrument2021-0065355
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$977.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5209 WHETSEL AVE, CINCINNATI, OH 45227-1725

Mortgage

Document Number0000065356
DateMay 26, 2021
Instrument2021-0065356
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 9, 2020
Property Address5209 WHETSEL AVE, CINCINNATI, OH 45227-1725
Document Number0000104792
Book / Page014271 / 001946
Instrument DateOct 9, 2020
Instrument104792
Transaction TypeTransfer
Record UpdatedMar 2, 2021
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7987 COUNTRY BROOK CT SPRINGBORO OH 450668469, SPRINGBORO, OH 45066-8469

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateOct 23, 2019
Property Address5209 WHETSEL AVE, CINCINNATI, OH 45227-1725
Document Number0000092243
Book / Page014029 / 000468
Instrument DateOct 16, 2019
Instrument92243
Transaction TypeTransfer
Record UpdatedNov 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address305 KENWOOD RD #1 CINCINNATI OH 45236, 1, CINCINNATI, OH 45236

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateNov 14, 2017
Property Address5209 WHETSEL AVE, CINCINNATI, OH 45227-1725
Document Number0000104214
Book / Page013544 / 001844
Instrument DateOct 24, 2017
Instrument104214
Transaction TypeTransfer
Record UpdatedMar 6, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8305 KENWOOD RD #1A CINCINNATI OH 452362061, 1A, CINCINNATI, OH 45236-2061

Tax Assessment & Valuation

The 2025 property tax bill for 5209 Whetsel Ave was $7,021, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,021.00 (+3.14%)$114,013 (-) Land $16,566 Building $97,447$325,750 Land $47,330 Building $278,420
2024$6,807.00 (-2.21%)$114,013 (-) Land $16,566 Building $97,447
2023$6,961.00 (+295.29%)$114,013 (+343.49%) Land $16,566 Building $97,447$325,750 Land $47,330 Building $278,420
2022$1,761.00 Homeowner's exemption$25,708 Land $8,162 Building $17,546
2020$73,450 Land $23,320 Building $50,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5209 Whetsel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5209 Whetsel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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