5209 Surfrider Way, Oxnard, CA 93035 Property Records

Ventura County property record for 5209 Surfrider Way, Oxnard, CA 93035 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,150 sqft · built 1977
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$670,000 (Jan 2015)
Tax Bill$3,956 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (moderate risk)
APN191-0-061-095

Property Details

APN / Parcel Number

Primary APN191-0-061-095

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,150 sqft Living Area
1st Floor Area1,250 sqft
2nd Floor Area900 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage Area436 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5209 SURFRIDER WAY
CityOXNARD
StateCA
Zip93035-1049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT: 105600 LOT: 141 REF: 027MR 015
Legal Subdivision1056
Legal Tract105600
Legal Block61
Legal Lot Number141
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1004
Census Tract3615

Owner

Source: Ventura County records · APN 191-0-061-095

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5209 SURFRIDER WAY, OXNARD, CA 93035-1049
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2015 · Amount on Record
Deed SaleJan 02, 2015 · Amount on Record
Prior SaleSep 12, 1997 · Amount on Record
Deed Document Number201574
Prior Transfer DateFeb 22, 2001
Prior Transfer Doc0000041316
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address5209 SURFRIDER WAY, OXNARD, CA 93035-1049
Transaction TypeMortgage
Record UpdatedSep 14, 2023
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5209 SURFRIDER WAY, OXNARD, CA 93035-1049

Mortgage

Document Number0000058078
DateAug 30, 2023
Instrument2023000058078
Lender
NameF & A FCU
TypeCredit Union
AddressMONTEREY PARK, CA 91754
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2038

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$331,398 (+2%) Land $92,743 Building $238,655
2025$3,956.00 (+2.25%) Homeowner's exemption$324,900 (+4.04%) Land $90,924 Building $233,976
2024$3,869.00 (+3.84%)
2023$3,726.00 (+3.13%) Homeowner's exemption$312,285 Land $87,393 Building $224,892
2022$3,613.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110036151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies37 units insured
4 under condo master policies
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 685 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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