5209 Olson Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5209 Olson Rd, Ferndale, WA 98248

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,080 sqft · built 2007
Lot Size	5.01 acres (218,236 sqft)
Owner	Company Name on Record
Last Sale	$781,000 (Sep 2025)
Tax Bill	$5,551 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`537793`

Property Details

APN / Parcel Number

Primary APN	`537793`
Alternative APNs	`390135 418434 0000` `89029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Mobile Home
Exterior Material	Combination
Roof Material	Metal
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	800 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	537793
Street Address	5209 OLSON RD
City	FERNDALE
State	WA
Zip	98248-9551
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R5A
Legal Description	LOT 2 W D MEYER SHORT PLAT AS REC AF 2060802746 06 MCKENZIE S#92PR042523AH06 52X40
Legal Range	01
Legal Township	39
Legal Section	35
Legal Subdivision	W D MEYER SHORT PLAT
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2037
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	5209 OLSON RD, FERNDALE, WA 98248-9551
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jan 6, 2017	Warranty Deed, Transfer · Conventional with PMI GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Jan 9, 2025
Deed Document Number	2025-0901913
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 23, 2025
Property Address	5209 OLSON RD, FERNDALE, WA 98248-9551
Document Number	0000901913
Map Reference	AF 2060802746
Instrument Date	Sep 22, 2025
Instrument	2025-0901913
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	UNKNOWN, WHATCOM LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,961.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5209 OLSON RD, FERNDALE, WA 98248-9551

Mortgage

Document Number	0000901914
Date	Sep 23, 2025
Instrument	2025-0901914

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 6, 2017
Property Address	5209 OLSON RD, FERNDALE, WA 98248-9551
Document Number	2170100575
Instrument Date	Dec 20, 2016
Instrument	100575
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,199.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5209 OLSON RD FERNDALE WA 982489551, FERNDALE, WA 98248-9551

Mortgage

Document Number	2170100576,
Date	Jan 6, 2017
Instrument	100576

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,551.00 (-1.28%)	$712,785 (-1.28%) Land $313,261 Building $399,524	$712,785 (-1.28%) Land $313,261 Building $399,524
2024	$5,623.00 (+86.44%)	$722,026 (+22%) Land $317,316 Building $404,710	$722,026 (+22%) Land $317,316 Building $404,710
2022		$591,833 Land $260,096 Building $331,737	$591,833 Land $260,096 Building $331,737
2021	$3,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	40 / 7
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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