Sacramento County property record for 5209 McKinney Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 1966 |
| Lot Size | 0.178 acres (7,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $506,000 (Aug 2022) |
| Tax Bill | $3,111 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-0193-008-0000 |
| Primary APN | 236-0193-008-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,750 sqft (0.178 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5209 MCKINNEY WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-0716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | MERRIHILL 07, LOT 466 |
| Legal Subdivision | MERRIHILL 07 |
| Legal Lot Number | 466 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 7903 |
5209 McKinney Way is owned and occupied by two individuals who bought it in August 2022.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5209 MCKINNEY WAY, CARMICHAEL, CA 95608-0716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · VA Mortgage US MORTGAGE CAPITAL INC |
| Aug 3, 2022 | Grant Deed, Transfer · VA Mortgage LEADING MORTGAGE SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on File |
| Deed Sale | Aug 3, 2022 · Amount on File |
| Deed Book / Page | 20220803 / 19 |
| Prior Transfer Date | Jul 28, 2022 |
| Prior Transfer Doc | 2022000018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 27, 2026 |
| Property Address | 5209 MCKINNEY WAY, CARMICHAEL, CA 95608-0716 |
| Document Number | 2026000632 |
| Book / Page | 20260527 / 632 |
| Instrument Date | May 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 5209 MCKINNEY WAY, CARMICHAEL, CA 95608-0716 |
| Document Number | 2026000632, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 20260527/632 |
| Name | US MORTGAGE CAPITAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 3, 2022 |
| Property Address | 5209 MCKINNEY WAY, CARMICHAEL, CA 95608-0716 |
| Document Number | 0000000019 |
| Map Reference | MB 55 MAP 12 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2022080300019 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5209 MCKINNEY WAY, CARMICHAEL, CA 95608-0716 |
| Document Number | 0000000020 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2022080300020 |
| Name | LEADING MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 5209 McKinney Way was $3,111 with a homeowner's exemption, up 2.2% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $268,820 (+2%) Land $84,143 Building $184,677 | |
| 2025 | $3,111.00 (+2.23%) Homeowner's exemption | $263,550 Land $82,494 Building $181,056 |
| 2024 | $3,043.00 (+1.64%) | |
| 2023 | $2,994.00 (+246.93%) Homeowner's exemption | $253,318 Land $79,292 Building $174,026 |
| 2022 | $863.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5209 McKinney Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5209 McKinney Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Succeed.Net.
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