5209 Loruth Ter, Madison, WI 53711 Property Records

Dane County property record for 5209 Loruth Ter, Madison, WI 53711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,346 sqft · built 1954
Lot Size	0.385 acres (16,771 sqft)
Owner	Company Name on Record
Last Sale	$185,000 (Jul 2015)
Tax Bill	$7,246 (2025)
Deeds & Mortgages	Jun 2026 Sale Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0709-311-0313-2`

Property Details

APN / Parcel Number

Primary APN	`0709-311-0313-2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	1,346 sqft
Basement Area	1,326 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,771 sqft (0.385 acres)
Lot Dimensions	165 ft deep x 101 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	272 sqft
Parking Spaces	2 Parking Spaces
Porch	Open/Screened Porch
Porch Area	196 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5209 LORUTH TER
City	MADISON
State	WI
Zip	53711-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-C1
Legal Description	ORCHARD RIDGE FOURTH ADDITION, LOT 65
Legal Range	09E
Legal Township	07N
Legal Section	31
Legal Quarter	1
Legal Subdivision	ORCHARD RIDGE FOURTH ADDITION
Legal Lot Number	65
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1002
Census Tract	501

Owner

Source: Dane County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5209 LORUTH TER, MADISON, WI 53711-2627
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit CAPITOL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2015 · Amount on Record
Deed Sale	Jul 9, 2015 · Amount on Record
Deed Document Number	20155166846
Last Transfer Date	Sep 10, 2024
Transfer Doc	0005985068
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jun 4, 2026
Property Address	5209 LORUTH TER, MADISON, WI 53711-2627
Document Number	0006103575
Instrument Date	May 27, 2026
Instrument	20266103575
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	5209 LORUTH TER, MADISON, WI 53711-2627

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	5209 LORUTH TER, MADISON, WI 53711-2627
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5209 LORUTH TER, MADISON, WI 53711-2627

Mortgage

Document Number	0006068985
Date	Dec 10, 2025
Instrument	6068985

Lender

Name	CAPITOL BANK
Type	Bank
Address	MADISON, WI 53717

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Nov 22, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,246.00 (+10.12%) Homeowner's exemption	$408,000 (+12.52%) Land $163,900 Building $244,100
2024	$6,580.00 (+10.77%)		$391,600 (+7.39%)
2023		$362,600 Land $151,800 Building $210,800	$364,642
2022	$5,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Four Lakes Broadband, TDS Telecom.

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