5209 Lodato Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 5209 Lodato Ct, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,080 sqft · built 1956
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on Record
Last Sale$715,000 (Feb 2025)
Tax Bill$1,829 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN117-112-005-6

Property Details

APN / Parcel Number

Primary APN117-112-005-6
Alternative APN
  • 117-112-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1962
Lot Area9,600 sqft (0.22 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address5209 LODATO CT
CityCONCORD
StateCA
Zip94521-2355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionTRACT 2095 26
Legal Subdivision2095 AYERS COURT UNIT NO 2
Legal Tract2095
Legal Lot Number26
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1009
Census Tract333102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5209 LODATO CT, CONCORD, CA 94521-2355
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2025 · Amount on Record
Deed SaleFeb 24, 2025 · Amount on Record
Deed Document Number202516768
Prior Transfer DateNov 25, 2024
Prior Transfer Doc0000128289
Record UpdatedOct 29, 2026

December 2017: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionCONTRA COSTA CA
Recording DateDec 28, 2017
Property Address5209 LODATO CT, CONCORD, CA 94521-2355
Document Number0000244298
Instrument DateDec 7, 2017
Instrument244298
Transaction TypeTransfer
Record UpdatedJan 5, 2018
Title CompanyFNC TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5209 LODATO CT CONCORD CA 945212355, CONCORD, CA 94521-2355

Mortgage

Document Number244299
DateDec 28, 2017
Instrument244299
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.08%

Mortgage

Document Number244300,
DateDec 28, 2017
Instrument244300
Lender
NameFEDERAL HOUSING COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.08%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$729,300 (+884.77%) Land $459,000 Building $270,300
2025$1,829.00 (+17.17%)$74,058 (+4.04%) Land $25,849 Building $48,209
2023$1,561.00 (+3.31%) Homeowner's exemption$71,185 Land $24,847 Building $46,338
2022$1,511.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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