5209 E Villa Ridge St, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 5209 E Villa Ridge St, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,431 sqft · built 2018
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Mar 2019)
Tax Bill	$4,042 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-24-374-019-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-24-374-019-000`
Alternative APN	`90544`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,431 sqft Finished Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,231 sqft (0.166 acres)
Garage Type	Attached
Garage Area	706 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	90544
Street Address	5209 E VILLA RIDGE ST
City	SIOUX FALLS
State	SD
Zip	57110-8543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLOCK 4 DAWLEY FARM VILLAGE ADDN TO THE CITY OF SIOUX FALLS
Legal Subdivision	DAWLEY FARM VILLAGE ADDN
Legal Block	4
Legal Lot Number	19
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3033
Census Tract	407

Owner

5209 E Villa Ridge St is owned and occupied by an individual who bought it in March 2019.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5209 E VILLA RIDGE ST, SIOUX FALLS, SD 57110-8543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Feb 4, 2019	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK
Mar 12, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Deed Book / Page	587-D / 0975
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5209 E VILLA RIDGE ST, SIOUX FALLS, SD 57110-8543
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1911MTG/780
Date	Jan 15, 2021
Book Page	1911 MTG/780

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5209 E VILLA RIDGE ST, SIOUX FALLS, SD 57110-8543
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1869MTG/0114
Date	Oct 9, 2019
Book Page	1869 MTG/0114

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5209 E VILLA RIDGE ST, SIOUX FALLS, SD 57110-8543
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1854MTG/0331
Date	Feb 4, 2019
Book Page	1854 MTG/0331

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 12, 2019
Property Address	5209 E VILLA RIDGE ST, SIOUX FALLS, SD 57110-8543
Document Number	587DEED/0975
Book / Page	587 DEED / 0975
Instrument Date	Mar 8, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2023
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5209 E VILLA RIDGE ST, SIOUX FALLS, SD 57110-8543
Investor	Possibly a Property Investor

Mortgage

Document Number	1855MTG0919
Date	Mar 12, 2019
Instrument	1855 MTG/0919

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5209 E Villa Ridge St was $4,042.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,986 (-1.1%) Land $27,692 Building $270,294	$297,986 Land $27,692 Building $270,294
2025	$4,042.00	$301,300 (+5.35%) Land $28,000 Building $273,300
2024	$4,042.00	$286,000 Land $28,000 Building $258,000
2022	$3,360.00	$225,000 Land $28,000 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5209 E Villa Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5209 E Villa Ridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

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