5209 Darrowby Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 5209 Darrowby Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,954 sqft · built 1992
Lot Size	0.418 acres (18,217 sqft)
Owner	2 Individual Names on File
Last Sale	$321,900 (Feb 2024)
Tax Bill	$1,259 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131G D 014`

Property Details

APN / Parcel Number

Primary APN	`131G D 014`
Alternative APN	`0000132215`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,954 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,217 sqft (0.418 acres)
Lot Dimensions	200 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000132215
Street Address	5209 DARROWBY DR
City	OOLTEWAH
State	TN
Zip	37363-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 181 HUNTER VILLAGE SUB PB46 PG175
Legal Subdivision	HUNTER VILLAGE UNIT
Legal Lot Number	181
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2013
Census Tract	11447

Owner

5209 Darrowby Dr is owned and occupied by two individuals who bought it in February 2024.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5209 DARROWBY DR, OOLTEWAH, TN 37363-7405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Nov 10, 2006 · Amount on File
Deed Document Number	2024122
Deed Book / Page	13514 / 282
Prior Transfer Date	May 25, 2005
Prior Transfer Doc	0000000121
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 16, 2024
Property Address	5209 DARROWBY DR, OOLTEWAH, TN 37363-7405
Document Number	0000000122
Book / Page	13514 / 282
Map Reference	MB 46 PG 175
Instrument Date	Feb 13, 2024
Instrument	2024021600122
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,191.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5209 DARROWBY DRIVE, CHARLOTTE, NC 28202

Mortgage

Document Number	0000000123
Date	Feb 16, 2024
Instrument	2024021600123

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5209 DARROWBY DR, OOLTEWAH, TN 37363-7405
Document Number	0901000022
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5209 DARROWBY DR OOLTEWAH TN 373637405, OOLTEWAH, TN 37363-7405

Mortgage

Document Number	0901000022
Date	Sep 1, 2020
Book Page	012134/000274
Instrument	200901000022

Lender

Name	ALLY BK
Type	Bank
Address	CHARLOTTE, NC 28202-2028

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 31, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5209 Darrowby Dr was $1,259, down 5.2% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,259.00 (-5.2%)	$83,125 (+4%)	$332,500 (+4%) Land $60,000 Building $272,500
2024	$1,328.00 (-0.67%)	$59,375 (-)	$237,500 (-) Land $50,000 Building $187,500
2023	$1,337.00	$59,375	$237,500 Land $50,000 Building $187,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5209 Darrowby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5209 Darrowby Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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