Hernando County property record for 5209 Culbreath Rd, Brooksville, FL 34601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 1983 |
| Lot Size | 4.59 acres (200,376 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,000 (Oct 2019) |
| Tax Bill | $2,680 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R02-423-19-0000-0140-0000 |
| Primary APN | R02-423-19-0000-0140-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 200,376 sqft (4.59 acres) |
| Porch | Porch |
| Porch Area | 1,182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00380242 |
|---|---|
| Street Address | 5209 CULBREATH RD |
| City | BROOKSVILLE |
| State | FL |
| Zip | 34601-5718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF SW1/4 OF SW1/4 OF SE1/4 |
| Legal Range | 19E |
| Legal Township | 23S |
| Legal Section | 02 |
| Legal Subdivision | GARRISON ACRES |
| Legal Lot Number | 29 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | BROOKSVILLE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40303 |
5209 Culbreath Rd is owned and occupied by an individual who bought it in October 2019.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5209 CULBREATH RD, BROOKSVILLE, FL 34601-5718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on File |
| Deed Sale | Oct 22, 2019 · Amount on File |
| Prior Sale | Jun 3, 2004 · Amount on File |
| Deed Document Number | 2019066864 |
| Deed Book / Page | 3765 / 0225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 5209 CULBREATH RD, BROOKSVILLE, FL 34601-5718 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | LARKIN AND LARKIN TITLE SERVICES, LARKIN & LARKIN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 5209 CULBREATH RD, BROOKSVILLE, FL 34601-5718 |
| Document Number | 0039530648 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 3953/648 |
| Instrument | 2021010462 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 22, 2019 |
| Property Address | 5209 CULBREATH RD, BROOKSVILLE, FL 34601-5718 |
| Document Number | 0037650225 |
| Book / Page | 3765 / 0225 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 2019066864 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | GULF COAST TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,659.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 MELBOURNE ST # 1, 65, PORTLAND, ME 04101-2704 |
| Name | Verified Name |
|---|---|
| Address | 5209 CULBREATH RD, BROOKSVILLE, FL 34601-5718 |
| Document Number | 0003765226 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 3765/226 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 5209 Culbreath Rd was $2,680 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,680.00 Additional exemption filed | $227,213 | $401,438 Land $151,800 Building $249,638 |
| 2023 | $214,379 Land $214,379 | ||
| 2022 | $2,654.00 | $365,706 Land $109,020 Building $256,686 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5209 Culbreath Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5209 Culbreath Rd is high, ranking above 82% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BROOKSVILLE serves 11,500 people · EPA ID FL6272180 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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