5209 Comfort Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5209 Comfort Ct, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,491 sqft · built 2006
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Nov 2019)
Tax Bill	$3,867 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288107-0640`

Property Details

APN / Parcel Number

Primary APN	`288107-0640`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,491 sqft Living Area
Gross Area	2,953 sqft
1st Floor Area	2,491 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	304 sqft
Patio Area	359 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5209 COMFORT CT
City	SAINT AUGUSTINE
State	FL
Zip	32092-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/35-42 SAINT JOHNS SIX MILE CREEK NORTH UNIT 6 PARCELS 27 28 29 & 31 LOT 64 OR4831/1313
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK NORTH UNIT 6
Legal Block	2
Legal Lot Number	64
Legal Unit	6
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2000
Census Tract	20905

Owner

5209 Comfort Ct is owned and occupied by two individuals who bought it in November 2019.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5209 COMFORT CT, SAINT AUGUSTINE, FL 32092-3610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Nov 14, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Aug 22, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Prior Sale	Aug 22, 2017 · Amount on File
Deed Document Number	201985388
Deed Book / Page	4831 / 1313
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5209 COMFORT CT, SAINT AUGUSTINE, FL 32092-3610
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051800342
Date	Feb 16, 2021
Book Page	5180/342
Instrument	2021016904

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5209 COMFORT CT, SAINT AUGUSTINE, FL 32092-3610
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044661667
Date	Nov 22, 2017
Book Page	4466/1667
Instrument	2017079614

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 14, 2019
Property Address	5209 COMFORT CT, SAINT AUGUSTINE, FL 32092-3610
Document Number	0048311313
Book / Page	004831 / 001313
Instrument Date	Nov 14, 2019
Instrument	85388
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5209 COMFORT CT ST AUGUSTINE FL 320923610, ST AUGUSTINE, FL 32092-3610

Mortgage

Document Number	48311315
Date	Nov 14, 2019
Book Page	004831/001315
Instrument	85389

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 22, 2017
Property Address	5209 COMFORT CT, SAINT AUGUSTINE, FL 32092-3610
Document Number	0044240834
Book / Page	4424 / 0834
Map Reference	MB54 PG35-42
Instrument Date	Aug 21, 2017
Instrument	2017058015
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ISLAND TITLE OF ST AUGUSTINE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 CAROLINA JASMINE LN, 309, SAINT JOHNS, FL 32259-4037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5209 COMFORT CT, SAINT AUGUSTINE, FL 32092-3610

Mortgage

Document Number	2017058016
Date	Aug 22, 2017
Instrument	2017058016

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5209 Comfort Ct was $3,867 with a homeowner's exemption, up 12.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,261 (+21.99%)	$529,367 (+6.45%) Land $135,000 Building $394,367
2025	$3,867.00 (+12.81%) Homeowner's exemption	$301,066 (+2.9%)	$497,276 (-0.16%) Land $135,000 Building $362,276
2024	$3,428.00 (+2.02%) Homeowner's exemption	$292,581 (+3%)	$498,080 (+6.96%) Land $125,000 Building $373,080
2023	$3,360.00 (+3%) Homeowner's exemption	$284,059 (+3%)	$465,668 (+9.82%) Land $101,360 Building $364,308
2022	$3,262.00 Homeowner's exemption	$275,785	$424,015 Land $101,360 Building $322,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5209 Comfort Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5209 Comfort Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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