5208 Whispering Leaf Trl, Valrico, FL 33596 Property Records

Hillsborough County property record for 5208 Whispering Leaf Trl, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,240 sqft · built 2003
Lot Size	0.226 acres (9,827 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,893 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087182-6312`

Property Details

APN / Parcel Number

Primary APN	`087182-6312`
Alternative APN	`U0430215V2D00000000350`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,240 sqft Living Area
Gross Area	4,096 sqft
1st Floor Area	2,492 sqft
2nd Floor Area	578 sqft
Upper Floors Area	170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,827 sqft (0.226 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	405 sqft
Porch	Open Porch
Porch Area	235 sqft
Deck Area	Deck Area
Patio Area	875 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0871826312
Street Address	5208 WHISPERING LEAF TRL
City	VALRICO
State	FL
Zip	33596-7960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TWIN LAKES PARCEL D2 LOT 35 BLOCK D
Legal Range	21E
Legal Township	30S
Legal Section	04
Legal Subdivision	TWIN LAKES PARCEL D2
Legal Tract	5V2
Legal Block	D
Legal Lot Number	35
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2015
Census Tract	13207

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5208 WHISPERING LEAF TRL, VALRICO, FL 33596-7960
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Jul 25, 2017	Warranty Deed, Transfer · VA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020
Deed Sale	Dec 2, 2020
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	2020501059
Last Transfer Date	Aug 21, 2023
Transfer Doc	0000442933
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 2, 2020
Property Address	5208 WHISPERING LEAF TRL, VALRICO, FL 33596-7960
Document Number	0000501059
Map Reference	MB 91 PG 21
Instrument Date	Nov 12, 2020
Instrument	2020501059
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	INSPIRE CLOSING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 WHISPERING LEAF TRL, VALRICO, FL 33596-7960

Mortgage

Document Number	0000501060
Date	Dec 2, 2020
Instrument	2020501060

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 25, 2017
Property Address	5208 WHISPERING LEAF TRL, VALRICO, FL 33596-7960
Document Number	0251150984
Book / Page	025115 / 000984
Instrument Date	Jul 20, 2017
Instrument	292784
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	SOUTH TAMPA TITLE COMPANY, SOUTH TAMPA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,642.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5208 WHISPERING LEAF TRL VALRICO FL 335967960, VALRICO, FL 33596-7960

Mortgage

Document Number	251150986
Date	Jul 25, 2017
Book Page	025115/000986
Instrument	292785

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,264 (+2.7%)	$494,728 (-1.3%) Land $103,275 Building $391,453
2025	$6,893.00 (+8.28%) Homeowner's exemption Veteran's exemption	$381,951 (+5.99%)	$501,248 (+0.73%) Land $103,275 Building $397,973
2024	$6,366.00 (+1.13%)
2023	$6,295.00 (+3.59%) Homeowner's exemption Veteran's exemption	$360,376 (+3%)	$497,604 (+5.36%) Land $87,784 Building $409,820
2022	$6,077.00 Homeowner's exemption Veteran's exemption	$349,880	$472,291 Land $87,784 Building $384,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2002–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Whispering Leaf Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures