5208 S Upper Ferry Rd, Eden, MD 21822 Property Records

Wicomico County property record for 5208 S Upper Ferry Rd, Eden, MD 21822

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,008 sqft · built 1993
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (Oct 2020)
Tax Bill	$1,148 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-006896`

Property Details

APN / Parcel Number

Primary APN	`07-006896`
Alternative APN	`006896`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,000 sqft (0.689 acres)
Porch	Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	006896
Street Address	5208 S UPPER FERRY RD
City	EDEN
State	MD
Zip	21822-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL-A L-10 30,000SQFT 5208 S UPPER FERRY RD UPPER FERRY ACRES PLAT
Legal Subdivision	UPPER FERRY ACRES
Legal Block	A
Legal Lot Number	10
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2011
Census Tract	10800

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5208 S UPPER FERRY RD, EDEN, MD 21822-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 19, 2020	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Oct 15, 2015 · Amount on Record
Deed Book / Page	4716 / 202
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	5208 S UPPER FERRY RD, EDEN, MD 21822-2223
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045350134
Date	Oct 4, 2019
Book Page	4535/134

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Oct 19, 2020
Property Address	5208 S UPPER FERRY RD, EDEN, MD 21822-2223
Document Number	0047160202
Book / Page	4716 / 202
Map Reference	LB JWTS 655 FO 37
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5208 S UPPER FERRY RD, EDEN, MD 21822-2223

Mortgage

Document Number	0004716210
Date	Oct 19, 2020
Instrument	4716/210

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,167 (+9.94%)	$128,300 (+13.64%) Land $46,000 Building $82,300
2025	$1,148.00 (+2.78%)
2023	$1,117.00	$112,033	$112,900 Land $46,000 Building $66,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 94% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Choptank Fiber.

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