5207 S Montecito Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5207 S Montecito Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,923 sqft · built 2004
Lot Size	0.183 acres (7,966 sqft)
Owner	Company Name on Record
Last Sale	$763,500 (Dec 2004)
Tax Bill	$12,669 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`135-400-025-7`

Property Details

APN / Parcel Number

Primary APN	`135-400-025-7`
Alternative APN	`135-400-025`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,923 sqft Living Area
1st Floor Area	1,476 sqft
2nd Floor Area	1,447 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cluster
Lot Area	7,966 sqft (0.183 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5207 S MONTECITO DR
City	CONCORD
State	CA
Zip	94521-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8437 L141
Legal Subdivision	SUBDIVISION 8437
Legal Tract	8437
Legal Lot Number	141
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	355309

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5207 S MONTECITO DR, CONCORD, CA 94521-5509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Sep 23, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2004 · Amount on Record
Deed Sale	Dec 8, 2004 · Amount on Record
Deed Document Number	2004470889
Last Transfer Date	Aug 29, 2022
Transfer Doc	0000143491
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5207 S MONTECITO DR, CONCORD, CA 94521-5509
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5207 S MONTECITO DR, CONCORD, CA 94521-5509

Mortgage

Document Number	0000039949
Date	Feb 9, 2021
Instrument	2021-039949

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 23, 2022
Property Address	5207 S MONTECITO DR, CONCORD, CA 94521-5509
Document Number	0000143491
Map Reference	MB 438 PG 15-28
Instrument Date	Aug 29, 2022
Instrument	2022-143491
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5207 S MONTECITO DR, CONCORD, CA 94521-5509

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,084,807 (+2%) Land $568,707 Building $516,100
2025	$12,669.00 (+4.32%) Homeowner's exemption	$1,063,537 (+4.04%) Land $557,556 Building $505,981
2023	$12,144.00 (+1.19%) Homeowner's exemption	$1,022,240 Land $535,906 Building $486,334
2022	$12,001.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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