5207 N Shore Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 5207 N Shore Dr, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,276 sqft · built 2004
Lot Size	0.83 acres (36,156 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (May 2013)
Tax Bill	$10,496 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-0050-00520`

Property Details

APN / Parcel Number

Primary APN	`315-0050-00520`
Alternative APN	`996236`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,276 sqft Gross Area
1st Floor Area	1,138 sqft
Basement Area	854 sqft
Finished Basement	854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Frame
Lot Area	36,156 sqft (0.83 acres)
Garage Area	2,700 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	91 sqft
Deck Area	15 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	996236
Street Address	5207 N SHORE DR
City	DULUTH
State	MN
Zip	55804-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT: 0020 BLOCK:002 SERIAL #
Legal Subdivision	GREENWOOD BEACH
Legal Block	2
Legal Lot Number	20
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2053
Census Tract	10500

Owner

5207 N Shore Dr is owned by an individual who acquired it in April 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2501 S OCEAN DR, 934, HOLLYWOOD, FL 33019-2614
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Dec 16, 2016	Deed of Trust, Mortgage BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2013 · Amount on File
Deed Sale	May 15, 2013 · Amount on File
Prior Sale	Jun 25, 2003 · Amount on File
Deed Document Number	2013930718
Last Transfer Date	Apr 6, 2021
Transfer Doc	0001048820
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5207 N SHORE DR, DULUTH, MN 55804-2942
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001095728
Date	Oct 31, 2025
Instrument	1095728

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Oct 28, 2021
Property Address	5207 N SHORE DR, DULUTH, MN 55804-2942
Document Number	0001048820
Instrument Date	Apr 6, 2021
Instrument	1048820
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5207 N SHORE DR, DULUTH, MN 55804-2942

Mortgage

Document Number	0001048821
Date	Oct 28, 2021
Instrument	1048821

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	May 1, 2036

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5207 N SHORE DR, DULUTH, MN 55804-2942
Document Number	000T981815
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Feb 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5207 N SHORE DR DULUTH MN 558042942, DULUTH, MN 55804-2942

Mortgage

Document Number	000T981815
Date	Feb 6, 2017
Instrument	T981815

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5207 N Shore Dr was $10,496, up 9.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,496.00 (+9.84%)
2025	$9,556.00 (+4.83%)	$972,100 (+4.77%) Land $83,600 Building $888,500	$972,100 (+4.77%) Land $83,600 Building $888,500
2024	$9,116.00	$927,800 Land $80,200 Building $847,600	$927,800 Land $80,200 Building $847,600
2022		$662,000 Land $54,700 Building $607,300	$662,000 Land $54,700 Building $607,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5207 N Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5207 N Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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