5207 Grace St E, Lakeland, FL 33810 Property Records

Polk County property record for 5207 Grace St E, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1976
Lot Size	0.243 acres (10,598 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2026)
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-26-010000-004009`

Property Details

APN / Parcel Number

Primary APN	`23-27-26-010000-004009`
Alternative APNs	`262723010000004009` `62723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,598 sqft (0.243 acres)
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Porch	Unfinished Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5207 GRACE ST E
City	LAKELAND
State	FL
Zip	33810-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE GIBSON POULTRY FARMS INC UNIT NO 2 PB 26 PGS 25 25A & 25B TRACT 40 BEG NW COR OF RUN N 85 DEG E 115.5FT NELY ALONG CURVE 54.49 FT TO POB CONT NELY ALONG CURVE 65.08 FT S 33 DEG 55 MIN 59 SEC E 124.8 FT SWLY ALONG CURVE 100.53 FT N 18 DEG 09 MIN
Legal Range	23E
Legal Township	27S
Legal Section	26
Legal Subdivision	LAKE GIBSON POULTRY FARMS INC UNIT NO 2
Legal Tract	40
Legal Block	1
Legal Lot Number	2
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1002
Census Tract	12127

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5207 GRACE ST E, LAKELAND, FL 33810-3030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Nov 27, 2017	Warranty Deed, Transfer FIRST HOLDINGS GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	202685914
Deed Book / Page	13953 / 1748
Prior Transfer Date	Apr 6, 2026
Prior Transfer Doc	0000085914
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 13, 2026
Property Address	5207 GRACE ST E, LAKELAND, FL 33810-3030
Document Number	0000085914
Book / Page	13953 / 1748
Instrument Date	Apr 6, 2026
Instrument	202685914
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,375.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5207 GRACE ST E, LAKELAND, FL 33810-3030

Mortgage

Document Number	0000085917,
Date	Apr 13, 2026
Instrument	202685917

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 27, 2017
Property Address	5207 GRACE ST E, LAKELAND, FL 33810-3030
Document Number	0103230999
Book / Page	010323 / 000999
Instrument Date	Nov 17, 2017
Instrument	226464
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5207 GRACE ST E LAKELAND FL 338103030, LAKELAND, FL 33810-3030

Mortgage

Document Number	103231001
Date	Nov 27, 2017
Book Page	010323/001001
Instrument	226465

Lender

Name	FIRST HOLDINGS GROUP LLC
Address	2941 IMPERIAL OAKS DR, RALEIGH, NC 27614-6920

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Nov 26, 2050

Interest

Rate	7%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,562 (+2.7%)	$166,127 (-5.1%) Land $19,606 Building $146,521
2025	$1,168.00 (+3.91%) Homeowner's exemption	$109,603 (+5.99%)	$175,048 (+4.15%) Land $19,606 Building $155,442
2024	$1,124.00 (+3.88%)
2023	$1,082.00 (+4.24%) Homeowner's exemption	$103,412 (+3%)	$168,066 (+11.16%) Land $19,076 Building $148,990
2022	$1,038.00 Homeowner's exemption	$100,400	$151,194 Land $15,897 Building $135,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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