5207 E Hwy 218, Monroe, NC 28110 Property Records

Union County property record for 5207 E Hwy 218, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,448 sqft · built 1958
Lot Size	0.947 acres (41,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,500 (Aug 2021)
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-198-002A`

Property Details

APN / Parcel Number

Primary APN	`01-198-002A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,251 sqft (0.947 acres)
Garage Type	Attached
Garage Area	972 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5207 E HIGHWAY 218
City	MONROE
State	NC
Zip	28110-7062
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#3 OLE HOMESTEAD OPCH796
Legal Subdivision	OLE HOMESTEAD
Jurisdiction	UNION NC
Township / Civil Division	NEW SALEM
Census Block Group	2
Census Block	2008
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5207 E HIGHWAY 218, MONROE, NC 28110-7062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Jul 6, 2020 · Amount on Record
Deed Document Number	202140023
Deed Book / Page	8216 / 362
Prior Transfer Date	Aug 6, 2012
Prior Transfer Doc	5796465
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 24, 2021
Property Address	5207 E HIGHWAY 218, MONROE, NC 28110-7062
Document Number	8216362
Book / Page	8216 / 362
Map Reference	CAB H FILE 796
Instrument Date	Aug 23, 2021
Instrument	40023
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5635 SUGAR AND WINE RD, 5635, MONROE, NC 28110-1057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5207 E HIGHWAY 218, MONROE, NC 28110-7062

Mortgage

Document Number	40024
Date	Aug 24, 2021
Instrument	40024

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 6, 2020
Property Address	5207 E HIGHWAY 218, MONROE, NC 28110-7062
Document Number	0007725900
Book / Page	7725 / 900
Map Reference	CAB H FILE 796
Instrument Date	Jul 6, 2020
Instrument	24643
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5905 RA AUSTIN RD, 5905, MARSHVILLE, NC 28103-8663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 342, OAKBORO, NC 28129-0342

Mortgage

Document Number	0000024644
Date	Jul 6, 2020
Instrument	24644

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,000 (-) Land $77,100 Building $224,900	$302,000 (-) Land $77,100 Building $224,900
2025	$1,526.00 (+34.45%)	$302,000 (+66.67%) Land $77,100 Building $224,900	$302,000 (+66.67%) Land $77,100 Building $224,900
2023	$1,135.00	$181,200 Land $20,400 Building $160,800	$181,200 Land $20,400 Building $160,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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