McLennan County property record for 5207 Chaparral Dr, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,239 sqft · built 1975 |
| Lot Size | 0.282 acres (12,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $434,511 (Jun 2022) |
| Tax Bill | $5,566 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-024103-007100-4 |
| Primary APN | 48-024103-007100-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,239 sqft Living Area |
| 1st Floor Area | 2,239 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 12,285 sqft (0.282 acres) |
| Lot Dimensions | 117 ft deep x 105 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 61 sqft |
| Patio Area | 84 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5207 CHAPARRAL DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | INVERNESS PLACE LOT 2 BLOCK 7 ACRES .282 |
| Legal Subdivision | INVERNESS PLACE |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 2600 |
5207 Chaparral Dr is owned and occupied by two individuals who bought it in June 2022.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5207 CHAPARRAL DR, WACO, TX 76710-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 13, 2022 | Vendor's Lien, Transfer · Commercial Mortgage COMMUNITY BANK & TRUST |
| Jan 9, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Feb 14, 2019 | Warranty Deed, Transfer · VA Mortgage LOW VA RATES LLC |
| Mar 26, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on File |
| Deed Sale | Jun 13, 2022 · Amount on File |
| Prior Sale | Feb 14, 2019 · Amount on File |
| Deed Document Number | 202223855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 5207 CHAPARRAL DR, WACO, TX 76710-1227 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001222 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021001222 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 13, 2022 |
| Property Address | 5207 CHAPARRAL DR, WACO, TX 76710-1227 |
| Document Number | 0000023855 |
| Map Reference | MB 1196 PG 731 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022023855 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5207 CHAPARRAL DR, WACO, TX 76710-1227 |
| Document Number | 0000023856 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 2022023856 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 5207 CHAPARRAL DR, WACO, TX 76710-1227 |
| Document Number | 0000001638 |
| Instrument Date | Jan 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5207 CHAPARRAL DR WACO TX 767101227, WACO, TX 76710-1227 |
| Document Number | 0000001638 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 1638 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 14, 2019 |
| Property Address | 5207 CHAPARRAL DR, WACO, TX 76710-1227 |
| Document Number | 0000004975 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 4975 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5207 CHAPARRAL DR WACO TX 767101227, WACO, TX 76710-1227 |
| Document Number | 4976 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 4976 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 5207 CHAPARRAL DR, WACO, TX 76710-1227 |
| Document Number | 0000011247 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5207 CHAPARRAL DR WACO TX 767101227, WACO, TX 76710-1227 |
| Document Number | 0000011247 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 11247 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 8, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5207 Chaparral Dr was $5,566 with a homeowner's exemption, down 5.8% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,324 (-1.37%) Land $36,486 Building $301,838 | $338,324 (-1.37%) Land $36,486 Building $301,838 | |
| 2025 | $5,566.00 (-5.84%) Homeowner's exemption | $343,020 Land $33,170 Building $309,850 | $343,020 Land $33,170 Building $309,850 |
| 2024 | $5,911.00 | ||
| 2023 | $332,810 Land $33,170 Building $299,640 | $332,810 Land $33,170 Building $299,640 | |
| 2022 | $5,750.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5207 Chaparral Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5207 Chaparral Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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