5206 Windfall Ct, South Bend, IN 46619 Property Records

St. Joseph County property record for 5206 Windfall Ct, South Bend, IN 46619

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 136 sqft · built 1996
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Jul 2025)
Tax Bill	$2,685 (2024)
Deeds & Mortgages	Jan 2017 Mortgage Dec 2020 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-08-203-002.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-08-203-002.000-026`
Alternative APN	`0184129504383`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	136 sqft Living Area
Gross Area	1,206 sqft
Basement Area	1,146 sqft
Finished Basement	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Terrain	High
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0184129504383
Street Address	5206 WINDFALL CT
City	SOUTH BEND
State	IN
Zip	46619-1671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 176A MAYFLOWER SEC 9 00-01 NEW REPLAT TRANS 4424 6/30/99
Legal Section	09
Legal Subdivision	MAYFLOWER SEC 9
Legal Lot Number	176A
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2005
Census Tract	2500

Owner

5206 Windfall Ct is owned and occupied by an individual who acquired it in September 2025.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Sep 13, 2006	Deed of Trust, Mortgage · Conventional Mortgage MFB FINANCIAL
Jul 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage IHCDA
Sep 8, 2025	Intrafamily Transfer, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Jul 18, 2025	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
Jul 11, 2017	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC
May 24, 2017	Quit Claim Deed, Transfer Quitclaim
May 24, 2017	Quit Claim Deed, Transfer Quitclaim
May 24, 2017	Quit Claim Deed, Transfer Quitclaim
May 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Jul 18, 2025 · Amount on File
Deed Document Number	0002517367
Last Transfer Date	Sep 8, 2025
Transfer Doc	0002522596
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001700243
Date	Jan 4, 2017
Instrument	1700243

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 23, 2017

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002040179
Date	Dec 23, 2020
Instrument	2040179

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000639649
Date	Sep 13, 2006
Instrument	0639649

Lender

Name	MFB FINANCIAL
Address	MISHAWAKA, IN 46545

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Aug 5, 2016

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	METROPOLITAN TITLE OF INDIAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002517369
Date	Jul 18, 2025
Instrument	2517369

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 8, 2025
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Document Number	0002522596
Map Reference	IN 9914339
Instrument Date	Sep 4, 2025
Instrument	2522596
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 18, 2025
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Document Number	0002517367
Map Reference	IN 9914339
Instrument Date	Jul 10, 2025
Instrument	2517367
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	METROPOLITAN TITLE OF INDIAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671

Mortgage

Document Number	0002517368
Date	Jul 18, 2025
Instrument	2517368

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	0002517369
Date	Jul 18, 2025
Instrument	2517369

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 8, 2024
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Document Number	0002407404
Map Reference	IN 9914339
Instrument Date	Apr 4, 2024
Instrument	2407404
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671

Mortgage

Document Number	0002407405
Date	Apr 8, 2024
Instrument	2407405

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 8, 2024
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Document Number	0002407404
Map Reference	IN 9914339
Instrument Date	Apr 4, 2024
Instrument	2407404
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671

Mortgage

Document Number	0002407405
Date	Apr 8, 2024
Instrument	2407405

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 11, 2017
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Document Number	0001717769
Map Reference	IN9914339
Instrument Date	Jun 9, 2017
Instrument	1717769
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671

Mortgage

Document Number	0001717770
Date	Jul 11, 2017
Instrument	1717770

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 24, 2017
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Document Number	1713030
Map Reference	DOC9914339
Instrument Date	May 5, 2017
Instrument	1713030
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 COUNTY ROAD 59, SAINT JOE, IN 46785-9760
Investor	Possibly a Property Investor

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 24, 2017
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Document Number	0001713030
Map Reference	DOC9914339
Instrument Date	May 5, 2017
Instrument	1713030
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 COUNTY ROAD 59, SAINT JOE, IN 46785-9760
Investor	Possibly a Property Investor

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 24, 2017
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Document Number	1713031
Map Reference	DOC9930033
Instrument Date	Apr 18, 2017
Instrument	1713031
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 COUNTY ROAD 59, SAINT JOE, IN 46785-9760
Investor	Possibly a Property Investor

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 24, 2017
Property Address	5206 WINDFALL CT, SOUTH BEND, IN 46619-1671
Document Number	0001713031
Map Reference	DOC9930033
Instrument Date	Apr 18, 2017
Instrument	1713031
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 COUNTY ROAD 59, SAINT JOE, IN 46785-9760
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,900 (+39.28%) Land $3,300 Building $306,600	$309,900 (+39.28%) Land $3,300 Building $306,600
2024	$2,685.00 (+27.98%)	$222,500 (+35.09%) Land $3,300 Building $219,200	$222,500 (+35.09%) Land $3,300 Building $219,200
2023	$2,098.00 (-0.38%)	$164,700 (-2.31%) Land $3,300 Building $161,400	$164,700 (-2.31%) Land $3,300 Building $161,400
2022	$2,106.00 Homeowner's exemption	$168,600 Land $3,300 Building $165,300	$168,600 Land $3,300 Building $165,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5206 Windfall Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5206 Windfall Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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