McLean County property record for 5206 Finlen Ln, Bloomington, IL 61705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,653 sqft |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Aug 2026) |
| Tax Bill | $100 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2025 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-08-429-003 |
| Primary APN | 22-08-429-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,653 sqft Living Area |
| 1st Floor Area | 2,326 sqft |
| Basement Area | 631 sqft |
| Finished Basement | 631 sqft |
| Flooring | Carpet |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 115 ft deep x 68 ft wide |
| View / Lot | Lake Front |
| Garage Area | 683 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5206 FINLEN LN |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61705-7113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | THE GROVE ON KICKAPOO CREEK 6TH ADD LOT 625 |
| Legal Subdivision | KICKAPOO CREEK |
| Legal Lot Number | 625 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 5401 |
5206 Finlen Ln is owned and occupied by two individuals who bought it in August 2026.
Source: McLean County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5206 FINLEN LN, BLOOMINGTON, IL 61705-7113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Jun 26, 2025 | Deed of Trust, Mortgage · Construction Mortgage PRAIRIE STATE BANK & TRUST |
| Mar 7, 2023 | Quit Claim Deed, Transfer · Line of Credit PRAIRIE STATE BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on File |
| Deed Sale | Aug 19, 2026 · Amount on File |
| Deed Document Number | 202612138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Aug 19, 2026 |
| Property Address | 5206 FINLEN LN, BLOOMINGTON, IL 61705-7113 |
| Document Number | 0000012138 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202612138 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | FRONTIER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,992.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5206 FINLEN LN, BLOOMINGTON, IL 61705-7113 |
| Document Number | 0000012139, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 202612139 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 5206 FINLEN LN, BLOOMINGTON, IL 61705-7113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202500008715 |
|---|---|
| Date | Jun 26, 2025 |
| Instrument | 2025-00008715 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 23, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Mar 7, 2023 |
| Property Address | 5206 FINLEN LN, BLOOMINGTON, IL 61705-7113 |
| Document Number | 202300002873 |
| Map Reference | DOC 2022-21903 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 2023-00002873 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1328 CROWN CT, BLOOMINGTON, IL 61704-8000 |
| Document Number | 202300002874 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 2023-00002874 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Mar 3, 2025 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,000 Land $25,000 | $75,000 Land $75,000 | |
| 2024 | $100.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5206 Finlen Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5206 Finlen Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Wireless Data Net Fixed Wireless | 100 / 20 |
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