5206 Elko St, Flint, MI 48532 Property Records

Genesee County property record for 5206 Elko St, Flint, MI 48532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 2004
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jul 2025)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-20-526-102`

Property Details

APN / Parcel Number

Primary APN	`07-20-526-102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft
Basement Area	374 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5206 ELKO ST
City	FLINT
State	MI
Zip	48532-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF LOT 57 & 58 COMMUNITY FARMS (05) FR 07-22-526-092
Legal Subdivision	COMMUNITY FARMS
Legal Lot Number	57-58
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	3
Census Block	3005
Census Tract	10813

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3189 KNOTTINGHAM DR, FLINT, MI 48507-3454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · VA Mortgage PRIORITY LENDING, LLC
Jul 30, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Nov 4, 2005 · Amount on Record
Deed Document Number	20254105
Prior Transfer Date	Jun 24, 2025
Prior Transfer Doc	0000000147
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Apr 10, 2026
Property Address	5206 ELKO ST, FLINT, MI 48532-4134
Document Number	0000012929
Instrument Date	Mar 31, 2026
Instrument	202612929
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 ELKO ST, FLINT, MI 48532-4134

Mortgage

Document Number	0000012929,
Date	Apr 10, 2026
Instrument	202612929

Lender

Name	PRIORITY LENDING, LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 30, 2025
Property Address	5206 ELKO ST, FLINT, MI 48532-4134
Document Number	0000004105
Map Reference	LB 16 PG 14
Instrument Date	Jul 22, 2025
Instrument	202507300004105
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5206 ELKO ST, FLINT, MI 48532-4134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 KNOTTINGHAM DR, GRAND BLANC, MI 48507-3454

Mortgage

Document Number	0000002923
Date	Jul 30, 2025
Instrument	202507220002923

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Carman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,700 (+2.84%) Land $4,700 Building $115,000	$239,400 (+2.84%) Land $9,400 Building $230,000
2025	$2,230.00 (+3%) Homeowner's exemption	$116,400 (+26.11%)	$232,800 (+26.11%)
2024	$2,165.00 (+21.77%)
2023		$92,300	$184,600
2021	$1,778.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Frontier, Metronet, WOW Internet, Cable & Phone.

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