5206 Cold Springs Way, Eugene, OR 97405 Property Records

Lane County property record for 5206 Cold Springs Way, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,186 sqft · built 1990
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$266,000 (Jan 2017)
Tax Bill	$4,933 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03-20-12-03500-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-20-12-03500-000`
Alternative APN	`1440922`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,186 sqft Finished Area
1st Floor Area	586 sqft
2nd Floor Area	600 sqft

Exterior

Year Built	Built 1990
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	54 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	170 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1440922
Street Address	5206 COLD SPRINGS WAY
City	EUGENE
State	OR
Zip	97405-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:COLD SPRINGS PUD SEC/TWN/RNG/MER:SEC 20 TWN 18 RNG 03
Legal Range	03W
Legal Township	18S
Legal Section	20
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	COLD SPRINGS PUD
Legal Lot Number	3500
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	4
Census Block	4018
Census Tract	5000

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5206 COLD SPRINGS WAY, EUGENE, OR 97405-5213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SELCO COMMUNITY CU
Jan 6, 2017	Warranty Deed, Transfer · Conventional Mortgage OREGON COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2017 · Amount on Record
Deed Sale	Jan 6, 2017 · Amount on Record
Prior Sale	Oct 7, 2016 · Amount on Record
Deed Document Number	2017-000946
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5206 COLD SPRINGS WAY, EUGENE, OR 97405-5213
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029983
Date	Apr 30, 2021
Instrument	2021-029983

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jan 6, 2017
Property Address	5206 COLD SPRINGS WAY, EUGENE, OR 97405-5213
Document Number	0000000946
Map Reference	FILE73 SL654&655
Instrument Date	Jan 3, 2017
Instrument	2017-000946
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	803 PINTAIL ST NE, SILVERTON, OR 97381-2530

Mortgage

Document Number	0000000947
Date	Jan 6, 2017
Instrument	2017-000947

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,933.00 (+3.9%)	$253,224 (+6.09%)	$405,385 (-1.6%) Land $86,665 Building $318,720
2023	$4,748.00 (+4.03%)	$238,689 (+3%)	$411,974 (+15.31%) Land $67,994 Building $343,980
2022	$4,564.00	$231,737	$357,269 Land $68,971 Building $288,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Alyrica, DFN.

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