5206 Clark Rd, Midland, MI 48640 Property Records

Midland County property record for 5206 Clark Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,642 sqft · built 1986
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$107,250 (Nov 2013)
Tax Bill$3,611 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN13-14-40-110

Property Details

APN / Parcel Number

Primary APN13-14-40-110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,642 sqft Living Area
Gross Area2,864 sqft
1st Floor Area1,754 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Lot Area43,560 sqft (1 acres)
Lot Dimensions132 ft deep x 330 ft wide
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5206 CLARK RD
CityMIDLAND
StateMI
Zip48640-8020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-1
Legal DescriptionBEG 329.7 FT W OF NE COR OF SE 1/4 OF SE 1/4 TH W 330 FT S 132 FT E 330 FT N 132 FT TO POB SEC 14 T14N R1E
Legal Range01E
Legal Township14N
Legal Section14
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group3
Census Block3010
Census Tract291200

Owner

Source: Midland County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5206 CLARK RD, MIDLAND, MI 48640-8020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2013 · Amount on Record
Deed SaleNov 13, 2013 · Amount on Record
Deed Book / Page1572 / 254
Last Transfer DateAug 22, 2024
Transfer Doc001674/930
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Recording DateJul 28, 2026
Property Address5206 CLARK RD, MIDLAND, MI 48640-8020
Document Number0000007278
Instrument DateJul 20, 2026
Instrument20267278
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5206 CLARK RD, MIDLAND, MI 48640-8020

Mortgage

Document Number0000007278,
DateJul 28, 2026
Instrument20267278
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$138,400 (+5.81%)$276,800 (+5.81%)
2025$3,611.00 (+1.04%) Homeowner's exemption$130,800$261,600
2024$3,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims19 (2004–2020)
Claims Outside the SFHA4 of 19
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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