5206 Cedar Trace Cir, Hoover (Birmingham), AL 35244 Property Records

Jefferson County property record for 5206 Cedar Trace Cir, Hoover, AL 35244

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,917 sqft · built 1997
Owner	2 Individual Names on File
Last Sale	$307,000 (Feb 2020)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-00-27-3-000-047.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-27-3-000-047.000`
Alternative APNs	`39273000047000RR00` `63540`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,917 sqft Living Area
Gross Area	4,977 sqft
1st Floor Area	1,765 sqft
Upper Floors Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Dimensions	189 ft deep x 51.5 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	50 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	63540
Old Parcel Number	39273000047000RR00
Street Address	5206 CEDAR TRACE CIR
City	HOOVER
State	AL
Zip	35244-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PR1
Legal Description	LOT 1635 TRACE CROSSINGS 16TH SEC 31/11
Legal Range	03W
Legal Township	19S
Legal Section	27
Legal Quarter	SW
Legal Subdivision	TRACE CROSSINGS 16TH SEC
Legal Lot Number	1635
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	1
Census Block	1000
Census Tract	14410

Owner

5206 Cedar Trace Cir is owned and occupied by two individuals who bought it in February 2020.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5206 CEDAR TRACE CIR, HOOVER, AL 35244-4557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Prior Sale	Oct 8, 1997
Deed Document Number	2020018331
Record Updated	Jun 8, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON AL
Recording Date	Feb 21, 2020
Property Address	5206 CEDAR TRACE CIR, HOOVER, AL 35244-4557
Document Number	0000018331
Instrument Date	Feb 17, 2020
Instrument	18331
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5206 CEDAR TRACE CIR HOOVER AL 352444557, HOOVER, AL 35244-4557

Mortgage

Document Number	18332
Date	Feb 21, 2020
Instrument	18332

Lender

Name	2004-0000310 LLC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5206 Cedar Trace Cir was $3,466 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,466.00 Homeowner's exemption	$48,480	$497,200 Land $121,500 Building $375,700
2023		$44,400 Land $8,102 Building $36,298	$443,900 Land $81,000 Building $362,900
2022	$2,859.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5206 Cedar Trace Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2014–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2021 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5206 Cedar Trace Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	1,000 / 75
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20