5205 Thruway Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 5205 Thruway Rd, Hope Mills, NC 28348

Property Summary

Property Type	Single Family Home
Details	2,464 sqft · built 2000
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$383,000 (May 2022)
Tax Bill	$2,710 (2026)
Deeds & Mortgages	Jun 2021 Construction Loan May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0432-90-9897`

Property Details

APN / Parcel Number

Primary APN	`0432-90-9897`

Interior

Bedrooms	4 Beds
Building Area	2,464 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Area	688 sqft

Location & Zoning

Street Address	5205 THRUWAY RD
City	HOPE MILLS
State	NC
Zip	28348-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20-RESIDE
Legal Description	THE SENTINELS LO:94 PL:0145-0149
Legal Subdivision	THE SENTINELS
Legal Lot Number	94
Jurisdiction	CUMBERLAND NC
Township / Civil Division	GRAYS CREEK
Census Block Group	1
Census Block	1020
Census Tract	3004

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5205 THRUWAY RD, HOPE MILLS, NC 28348-6204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK
May 11, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage MOVEMENT MORTGAGE
Dec 14, 2020	Warranty Deed, Construction Loan · Construction Mortgage THE FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	202219538
Deed Book / Page	11470 / 476
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5205 THRUWAY RD, HOPE MILLS, NC 28348-6204
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 N MAIN ST, HOPE MILLS, NC 28348-0020

Mortgage

Document Number	0111600450
Date	Jun 21, 2021
Book Page	11160/450
Instrument	28667

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	FAYETTEVILLE, NC 28304

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 11, 2022
Property Address	5205 THRUWAY RD, HOPE MILLS, NC 28348-6204
Document Number	0114700476
Book / Page	11470 / 476
Map Reference	MB 145 PG 149
Instrument Date	Apr 13, 2022
Instrument	19538
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$766.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3102 N MAIN ST, HOPE MILLS, NC 28348-0020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 THRUWAY RD, HOPE MILLS, NC 28348-6204

Mortgage

Document Number	0000019539
Date	May 11, 2022
Instrument	19539

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 14, 2020
Property Address	5205 THRUWAY RD, HOPE MILLS, NC 28348-6204
Document Number	0109620680
Book / Page	10962 / 680
Map Reference	MB 145 PG 149
Instrument Date	Dec 14, 2020
Instrument	47380
Transaction Type	Construction Loan
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	581 EXECUTIVE PL STE 700, 700, FAYETTEVILLE, NC 28305-5701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 N MAIN ST, HOPE MILLS, NC 28348-0020
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047381
Date	Dec 14, 2020
Instrument	47381

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,710.00
2025	$2,710.00 (+12.31%)	$373,036 (+47.08%) Land $56,000 Building $317,036	$373,036 (+47.08%) Land $56,000 Building $317,036
2024	$2,413.00 (+1.56%)	$253,623 (-) Land $40,000 Building $213,623	$253,623 (-) Land $40,000 Building $213,623
2023	$2,376.00 (+95.72%)	$253,623 Land $40,000 Building $213,623	$253,623 Land $40,000 Building $213,623
2022	$1,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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