Buchanan County property record for 5205 Stoneridge Dr, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 1,306 sqft · built 1998 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,000 (Sep 2016) |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2021 Line of Credit + 2 more |
| APN | 06-7.0-36-000-000-005.039 |
| Primary APN | 06-7.0-36-000-000-005.039 |
|---|
| Building Area | 1,306 sqft Base Area |
|---|---|
| 1st Floor Area | 1,306 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 156 ft deep x 129 ft wide |
| Street Address | 5205 STONERIDGE DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-5239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUB:CREEK CROSSING PLAT 1 AMD PT LOT:22 BLK:0LGL DESC: |
| Legal Subdivision | CREEK CROSSING PLAT 1 |
| Legal Lot Number | 22 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 2200 |
5205 Stoneridge Dr is owned and occupied by two individuals who bought it in September 2016.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5205 STONERIDGE DR, SAINT JOSEPH, MO 64507-5239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Mar 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2016 · Amount on File |
| Deed Sale | Sep 15, 2016 · Amount on File |
| Deed Document Number | 20169493 |
| Prior Transfer Date | Jun 23, 2016 |
| Prior Transfer Doc | 2016009494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5205 STONERIDGE DR, SAINT JOSEPH, MO 64507-5239 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5205 STONERIDGE DR, SAINT JOSEPH, MO 64507-5239 |
| Document Number | 003781/800 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 3781/800 |
| Instrument | 2022010433 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 19, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5205 STONERIDGE DR, SAINT JOSEPH, MO 64507-5239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5205 STONEBRIDGE DRIVE, SAINT JOSEPH, MO 64507-5239 |
| Document Number | 3762/750 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 3762/750 |
| Instrument | 2021005411 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 4, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5205 STONERIDGE DR, SAINT JOSEPH, MO 64507-5239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018002521 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2018002521 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 20, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5205 STONERIDGE DR, SAINT JOSEPH, MO 64507-5239 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3746/121 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 3746/121 |
| Instrument | 2020001260 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 13, 2030 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5205 Stoneridge Dr was $2,681.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | Mid-Buchanan County R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 | $38,980 Land $6,650 Building $32,330 | $205,150 Land $35,000 Building $170,150 |
| 2024 | $2,681.00 (+5.55%) | ||
| 2023 | $2,540.00 (-0.16%) | $36,720 (-) Land $6,650 Building $30,070 | $193,280 Land $35,000 Building $158,280 |
| 2022 | $2,544.00 | $36,720 Land $6,650 Building $30,070 | |
| 2021 | $193,280 Land $35,000 Building $158,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 5205 Stoneridge Dr; there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Apr 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5205 Stoneridge Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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