Osceola County property record for 5205 Stephs Field St, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,724 sqft · built 2022 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Last Sale | $382,100 (Dec 2022) |
| Tax Bill | $5,268 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-25-31-5036-0001-1730 |
| Primary APN | 29-25-31-5036-0001-1730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 2,336 sqft |
| 1st Floor Area | 620 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 80 sqft |
| Heating System | Central |
|---|
| Street Address | 5205 STEPHS FIELD ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER SPRINGS PB 30 PGS 90-96 LOT 173 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | SILVER SPRINGS |
| Legal Lot Number | 173 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 43700 |
Source: Osceola County records · APN 29-25-31-5036-0001-1730
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS MORTGAGE COMPANY |
| Oct 13, 2023 | Intrafamily Transfer, Transfer SELENE TITLE LLC |
| Dec 19, 2022 | Special Warranty Deed, Transfer CAREFREE TITLE AGENCY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Deed Document Number | 2022181039 |
| Deed Book / Page | 6331 / 2257 |
| Last Transfer Date | Oct 04, 2023 |
| Transfer Doc | 0064891598 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5205 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9360 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0065040496 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 6504/496 |
| Instrument | 2023149162 |
| Name | GOLDMAN SACHS MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10282 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 13, 2023 |
| Property Address | 5205 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9360 |
| Document Number | 0064891598 |
| Book / Page | 6489 / 1598 |
| Map Reference | MB 30 PG 90-96 |
| Instrument Date | Oct 04, 2023 |
| Instrument | 2023135325 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | SELENE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 19, 2022 |
| Property Address | 5205 STEPHS FIELD ST, SAINT CLOUD, FL 34771-9360 |
| Document Number | 0063312257 |
| Book / Page | 6331 / 2257 |
| Map Reference | MB 30 PG 90-96 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022181039 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,674.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302 |
| Name | Verified Name |
|---|---|
| Address | 7500 N DOBSON RD STE 300, 300, SCOTTSDALE, AZ 85256-2727 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,268.00 (+3.7%) | $328,800 (+3.79%) Land $71,500 Building $257,300 | $328,800 (+3.79%) Land $71,500 Building $257,300 |
| 2024 | $5,080.00 (+0.69%) | ||
| 2023 | $5,045.00 (+497.04%) | $316,800 (+423.64%) Land $66,000 Building $250,800 | $316,800 (+423.64%) Land $66,000 Building $250,800 |
| 2022 | $845.00 | $60,500 Land $60,500 | $60,500 Land $60,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 70 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | High above 81% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Xfinity, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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