5205 Shetland Dr, Weldon Spring (Saint Charles), MO 63304 Property Records

St. Charles County property record for 5205 Shetland Dr, Weldon Spring, MO 63304 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1994
Square Footage3,324 sqft Living Area
Lot Size34,412 sqft (0.79 acres)
OccupancyOwner Occupied
Last Sale$553,700 (2024)
Tax Bill$4,523.00 (2024)

Property Details

APN / Parcel Number

Primary APNA943001500
Alternative APN
  • 3-121B-7023-00-0359.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Total Rooms8 Rooms
Building Area3,324 sqft Living Area
Gross Area4,260 sqft Gross Area
1st Floor1,254 sqft 1st Floor
Basement Area1,230 sqft Basement
Finished Basement984 sqft Finished
Unfinished Basement246 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleBi-Level Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area34,412 sqft (0.79 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area690 sqft Garage
Patio Area300 sqft Patio
PorchOpen Porch
Porch Area320 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA943001500
Street Address5205 SHETLAND DR
CityWELDON SPRING
StateMO
Zip63304-7593
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGHLANDS #4 LOT 359
Legal SubdivisionHIGHLANDS #4
Legal Lot Number359
JurisdictionST CHARLES MO
Minor Civil DivisionCOTTLEVILLE
Census Blockgroup4
Census Block4012
Census Tract311103

Owner

Source: St. Charles County records · APN A943001500

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5205 SHETLAND DR, WELDON SPRING, MO 63304-7593
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Mar 20, 2024Deed of Trust, Mortgage · Line of Credit
STIFEL BANK & TRUST
Apr 04, 2024Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
Apr 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
May 05, 2020Deed of Trust, Mortgage
WEST CMNTY CU
Oct 09, 2018Warranty Deed, Transfer
FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 04, 2024 · Amount on Record
Deed SaleApr 04, 2024 · Amount on Record
Prior SaleOct 09, 2018 · Amount on Record
Deed Doc Number202412534
Prior Transfer DateMay 12, 2014
Prior Transfer Doc0061852133
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5205 SHETLAND DR, WELDON SPRING, MO 63304-7593
Transaction TypeMortgage
Record UpdatedMar 24, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 SHETLAND DR, WELDON SPRING, MO 63304-7593

Mortgage

Document Number0000011022
DateMar 10, 2026
Instrument2026R-011022
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5205 SHETLAND DR, WELDON SPRING, MO 63304-7593
Transaction TypeMortgage
Record UpdatedApr 03, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 SHETLAND DR, WELDON SPRING, MO 63304-7593

Mortgage

Document Number0000010217
DateMar 20, 2024
Instrument2024R-010217
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueApr 15, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 04, 2024
Property Address5205 SHETLAND DR, WELDON SPRING, MO 63304-7593
Document Number0000012534
Map ReferenceMB 31 PG 268
Instrument DateMar 29, 2024
Instrument2024R-012534
Transaction TypeTransfer
Record UpdatedApr 19, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 SHETLAND DR, WELDON SPRING, MO 63304-7593

Mortgage

Document Number0000012535
DateApr 04, 2024
Instrument2024R-012535
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5205 SHETLAND DR, WELDON SPRING, MO 63304-7593
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072631656
DateApr 06, 2020
Book Page7263/1656
Instrument20200406000209820
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5205 SHETLAND DR, WELDON SPRING, MO 63304-7593
Document Number0000096422
Instrument DateMay 05, 2020
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5205 SHETLAND DR WELDON SPRING MO 633047593, WELDON SPRING, MO 63304-7593

Mortgage

Document Number0000096422
DateDec 09, 2020
Instrument96422
Lender
NameWEST CMNTY CU
TypeCredit Union
AddressO'FALLON, MO 63368
Agreement
AmountAmount Recorded
Term120 Months
DueDec 08, 2030

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 09, 2018
Property Address5205 SHETLAND DR, WELDON SPRING, MO 63304-7593
Document Number0069872302
Book / Page006987 / 002302
Instrument DateOct 04, 2018
Instrument576950
Transaction TypeTransfer
Record UpdatedOct 30, 2018
Title CompanyINVESTORS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5205 SHETLAND DR WELDON SPRING MO 633047593, WELDON SPRING, MO 63304-7593

Mortgage

Document Number69872304
DateOct 09, 2018
Book Page006987/002304
Instrument576960
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount Recorded
Term360 Months
DueOct 08, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityWeldon Spring City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,299.00 (+17.16%)$89,482 (+18.03%)$470,957 (+18.03%) Building $470,957
2024$4,523.00
2023$75,813
2022$399,014 Land $74,750 Building $324,264

Flood & Wildfire

5205 Shetland Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 15th in Missouri
Wildfire LikelihoodLow — about 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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