5205 Shady Bluff St, Durham, NC 27704 Property Records

Durham County property record for 5205 Shady Bluff St, Durham, NC 27704

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,794 sqft · built 1968
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Jul 2022)
Tax Bill$3,746 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Dec 2020 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0824-83-9791

Property Details

APN / Parcel Number

Primary APN0824-83-9791
Alternative APNs
  • 0824-83-97-9149
  • 082404930703
  • 178555

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,794 sqft Heated Area
1st Floor Area1,196 sqft
Basement Area598 sqft
Unfinished Basement598 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleSplit Level
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions160 ft deep x 85 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address5205 SHADY BLUFF ST
CityDURHAM
StateNC
Zip27704-1132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionOLD FARM/SEC:02/BLK:C/LT# 16 PL:000059-000064
Legal SubdivisionOLD FRM #02
Legal BlockC
Legal Lot Number16
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group3
Census Block3002
Census Tract1708

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5205 SHADY BLUFF ST, DURHAM, NC 27704-1132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Dec 30, 2020Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Dec 23, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2022 · Amount on Record
Deed SaleJul 11, 2022 · Amount on Record
Deed Document Number202228300
Deed Book / Page9737 / 772
Prior Transfer DateNov 13, 2002
Prior Transfer Doc3656000776
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateJul 11, 2022
Property Address5205 SHADY BLUFF ST, DURHAM, NC 27704-1132
Document Number0097370772
Book / Page9737 / 772
Map ReferenceMB 59 PG 64
Instrument DateJul 8, 2022
Instrument2022028300
Transaction TypeTransfer
Record UpdatedJul 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 SHADY BLUFF ST, DURHAM, NC 27704-1132

Mortgage

Document Number2022028301
DateJul 11, 2022
Instrument2022028301
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address5205 SHADY BLUFF ST, DURHAM, NC 27704-1132
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 SHADY BLUFF ST, DURHAM, NC 27704-1132

Mortgage

Document Number0091840725
DateDec 30, 2020
Book Page9184/725
Instrument2020057957
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term755 Months
DueNov 26, 2083
Interest
Rate TypeAdjustable Rate
Type Change DateFeb 1, 2021
Index1-Year CMT

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address5205 SHADY BLUFF ST, DURHAM, NC 27704-1132
Document Number0091840740
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 SHADY BLUFF ST DURHAM NC 277041132, DURHAM, NC 27704-1132
InvestorPossibly a Property Investor

Mortgage

Document Number0091840740
DateDec 30, 2020
Book Page009184/000740
Instrument57958
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term756 Months
DueDec 29, 2083
Interest
Rate TypeAdjustable Rate
Rate2.47%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,746.00 (+2.52%)$368,667 (-) Land $81,875 Building $286,792$368,667 (-) Land $81,875 Building $286,792
2025$3,654.00 (+40.54%)$368,667 (+85.67%) Land $81,875 Building $286,792$368,667 (+85.67%) Land $81,875 Building $286,792
2023$2,600.00 (+20.2%)$198,561 Land $32,675 Building $165,886$198,561 Land $32,675 Building $165,886
2022$2,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims20 (2018–2025)
Claims Outside the SFHA3 of 20
Most Recent ClaimJul 2025 · river or lake flooding
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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