Hillsborough County property record for 5205 Sanderling Ridge Dr, Lithia, FL 33547
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,615 sqft · built 2013 |
| Lot Size | 0.181 acres (7,887 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $562,000 (Apr 2023) |
| Tax Bill | $2,819 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 088078-3460 |
| Primary APN | 088078-3460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,615 sqft Living Area |
| Gross Area | 3,300 sqft |
| 1st Floor Area | 1,630 sqft |
| Upper Floors Area | 681 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,887 sqft (0.181 acres) |
| Lot Dimensions | 148 ft deep x 52.3 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0880783460 |
|---|---|
| Street Address | 5205 SANDERLING RIDGE DR |
| City | LITHIA |
| State | FL |
| Zip | 33547-4044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | STARLING AT FISHHAWK PHASE 2A LOT 15 BLOCK 38 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 20 |
| Legal Subdivision | STARLING AT FISHHAWK PHASE 2A |
| Legal Block | 38 |
| Legal Lot Number | 15 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 13926 |
5205 Sanderling Ridge Dr is owned and occupied by two individuals who bought it in April 2023.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5205 SANDERLING RIDGE DR, LITHIA, FL 33547-4044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 10, 2018 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2023 · Amount on File |
| Deed Sale | Apr 5, 2023 · Amount on File |
| Prior Sale | Apr 30, 2013 · Amount on File |
| Deed Document Number | 2023144540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 5, 2023 |
| Property Address | 5205 SANDERLING RIDGE DR, LITHIA, FL 33547-4044 |
| Document Number | 0000144540 |
| Map Reference | MB 118 PG 211 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 2023144540 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | FOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE & TRUST LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,934.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4203 SHARBETH DR E, JACKSONVILLE, FL 32210-4749 |
| Name | Verified Name |
|---|---|
| Address | 5205 SANDERLING RIDGE DR, LITHIA, FL 33547-4044 |
| Document Number | 0000144541 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 2023144541 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5205 SANDERLING RIDGE DR, LITHIA, FL 33547-4044 |
| Document Number | 0261481453 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5205 SANDERLING RIDGE DR LITHIA FL 335474044, LITHIA, FL 33547-4044 |
| Document Number | 0261481453 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 026148/001453 |
| Instrument | 424286 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 17, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5205 Sanderling Ridge Dr was $2,819.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,063 (-1.94%) Land $118,170 Building $304,893 | $423,063 (-1.94%) Land $118,170 Building $304,893 | |
| 2025 | $2,819.00 Disabled Person's exemption Veteran's exemption | $431,425 Land $118,170 Building $313,255 | $431,425 Land $118,170 Building $313,255 |
| 2023 | $6,514.00 (+3.3%) Homeowner's exemption | $271,069 (+3%) | $384,818 (+2.49%) Land $102,414 Building $282,404 |
| 2022 | $6,306.00 Homeowner's exemption | $263,174 | $375,470 Land $102,414 Building $273,056 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5205 Sanderling Ridge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 65 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5205 Sanderling Ridge Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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