Catawba County property record for 5205 Ruth Dr, Hickory, NC 28602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 2008 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $18,500 (Mar 2004) |
| Tax Bill | $1,342 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 2791-20-81-1173 |
| Primary APN | 2791-20-81-1173 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 2,632 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 22,216 sqft (0.51 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 105 sqft |
| Patio Area | 75 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5205 RUTH DR |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28602-9451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | LOT 9B PL 27-24 |
| Legal Subdivision | HAPPY DELL ACRES REVISED |
| Legal Lot Number | 9B |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 11102 |
5205 Ruth Dr is held in a trust since April 2023.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1335 SAIN RD, HICKORY, NC 28602-8109 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2004 · Amount on File |
| Deed Sale | Mar 5, 2004 · Amount on File |
| Deed Book / Page | 1484 / 507 |
| Last Transfer Date | Apr 25, 2023 |
| Transfer Doc | 0038060765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Apr 27, 2023 |
| Property Address | 5205 RUTH DR, HICKORY, NC 28602-9451 |
| Document Number | 0038060765 |
| Book / Page | 3806 / 765 |
| Map Reference | MB 27 PG 24 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 7140 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5205 RUTH DR, HICKORY, NC 28602-9451 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1335 SAIN RD, HICKORY, NC 28602-8109 |
The 2025 property tax bill for 5205 Ruth Dr was $1,342, up 11.7% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,800 (-) Land $11,400 Building $325,400 | ||
| 2025 | $1,342.00 (+11.74%) | $336,800 Land $11,400 Building $325,400 | |
| 2024 | $1,201.00 (+2.65%) | ||
| 2023 | $1,170.00 | $336,800 Land $11,400 Building $325,400 | $336,800 Land $11,400 Building $325,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5205 Ruth Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2005–2019) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5205 Ruth Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HICKORY serves 71,393 people · EPA ID NC0118010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Brightspeed.
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