5205 Rooster Ln, Somerset, CA 95684 Property Records

El Dorado County property record for 5205 Rooster Ln, Somerset, CA 95684

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,728 sqft · built 1986
Lot Size	18.5 acres (808,038 sqft)
Owner	2 Company Names on Record
Last Sale	$925,000 (Mar 2026)
Tax Bill	$6,780 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`093-110-054-000`

Property Details

APN / Parcel Number

Primary APN	`093-110-054-000`
Alternative APNs	`09311054100` `0931105410`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	808,038 sqft
Terrain	Wooded
View / Lot	Average
Garage Area	701 sqft
Parking Spaces	2 Parking Spaces
Patio Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	5205 ROOSTER LN
City	SOMERSET
State	CA
Zip	95684-9307
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	POR R/S 24-95
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2003
Census Tract	31408

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	263 MAIN ST, 2, PLACERVILLE, CA 95667-5541
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 13, 2026	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Apr 25, 2016 · Amount on Record
Deed Document Number	20268302
Prior Transfer Date	Mar 17, 2006
Prior Transfer Doc	0000018764
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 1, 2026
Property Address	5205 ROOSTER LN, SOMERSET, CA 95684-9307
Document Number	0000021731
Instrument Date	Jun 17, 2026
Instrument	202621731
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5205 ROOSTER LN, SOMERSET, CA 95684-9307
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 587, SOMERSET, CA 95684-0587

Mortgage

Document Number	0000030681
Date	Jul 20, 2022
Instrument	2022-0030681

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 13, 2026
Property Address	5205 ROOSTER LN, SOMERSET, CA 95684-9307
Document Number	0000008302
Instrument Date	Mar 12, 2026
Instrument	2026-0008302
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5205 ROOSTER LN, SOMERSET, CA 95684-9307

Mortgage

Document Number	0000008303
Date	Mar 13, 2026
Instrument	2026-0008303

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5205 ROOSTER LN, SOMERSET, CA 95684-9307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL FAIR OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016893
Date	Apr 27, 2017
Instrument	2017-0016893

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5205 ROOSTER LN, SOMERSET, CA 95684-9307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020400
Date	May 6, 2020
Instrument	2020-0020400

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5205 ROOSTER LN, SOMERSET, CA 95684-9307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 ROOSTER LN, SOMERSET, CA 95684-9307

Mortgage

Document Number	0000003888
Date	Jan 20, 2021
Instrument	2021-0003888

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$852,089 (+31.01%) Land $187,155 Building $664,934
2025	$6,780.00 (-2.82%) Homeowner's exemption	$650,383 (-3.3%) Land $183,486 Building $466,897
2023	$6,977.00 (+10.52%) Homeowner's exemption	$672,610 Land $176,362 Building $496,248
2022	$6,313.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.5% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Rocky Ridge Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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