5205 Pacifica Dr, San Diego, CA 92109 Property Records

San Diego County property record for 5205 Pacifica Dr, San Diego, CA 92109

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,135 sqft · built 2003
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on File
Last Sale	$2,830,000 (May 2022)
Tax Bill	$34,966 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`417-400-04-00`

Property Details

APN / Parcel Number

Primary APN	`417-400-04-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,135 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	16,800 sqft (0.386 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5205 PACIFICA DR
City	SAN DIEGO
State	CA
Zip	92109-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 196 TR 004862
Legal Subdivision	PACIFICA DEL MAR
Legal Tract	004862
Legal Block	1
Legal Lot Number	196
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	8301

Owner

5205 Pacifica Dr is owned and occupied by two individuals who bought it in May 2022.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5205 PACIFICA DR, SAN DIEGO, CA 92109-1545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO FUNDING
Dec 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Mar 22, 2013 · Amount on File
Deed Document Number	2022212389
Prior Transfer Date	Dec 23, 2019
Prior Transfer Doc	0000613275
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2022
Property Address	5205 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000212389
Map Reference	MAP 4862
Instrument Date	Apr 28, 2022
Instrument	2022-0212389
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5205 PACIFICA DR, SAN DIEGO, CA 92109-1545

Mortgage

Document Number	0000212390
Date	May 17, 2022
Instrument	2022-0212390

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2019
Property Address	5205 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000613275
Map Reference	MAP 4862
Instrument Date	Dec 23, 2019
Instrument	2019-0613275
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5205 PACIFICA DR, SAN DIEGO, CA 92109-1545

Mortgage

Document Number	0000613276
Date	Dec 30, 2019
Instrument	2019-0613276

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2019
Property Address	5205 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000175817
Instrument Date	May 8, 2019
Instrument	175817
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 PACIFICA DR SAN DIEGO CA 921091545, SAN DIEGO, CA 92109-1545

Tax Assessment & Valuation

The 2025 property tax bill for 5205 Pacifica Dr was $34,966.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,860,000 (+4%) Land $2,176,000 Building $684,000
2025	$34,966.00	$2,750,000 Land $2,093,000 Building $657,000
2023	$32,375.00 (+43.69%)	$2,640,000 Land $2,010,000 Building $630,000
2022	$22,531.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5205 Pacifica Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5205 Pacifica Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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