Highlands County property record for 5205 Ivory Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,572 sqft · built 1985 |
| Lot Size | 0.229 acres (9,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Dec 1999) |
| Tax Bill | $1,311 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C015803002500020 |
| Primary APN | C015803002500020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 1,210 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 9,998 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 79 ft wide |
| Garage Type | Finished |
| Garage Area | 475 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 267 sqft |
| Patio Area | 706 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C015803002500020 |
|---|---|
| Street Address | 5205 IVORY DR |
| City | SEBRING |
| State | FL |
| Zip | 33875-5638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE HAVEN EST SEC 2 PB 7-PG 61 LOT 2 BLK 25 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN EST |
| Legal Block | 25 |
| Legal Lot Number | 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 961301 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5205 IVORY DR, SEBRING, FL 33875-5638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 24, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1999 · Amount on Record |
| Deed Sale | Dec 30, 1999 · Amount on Record |
| Deed Document Number | 0014820209 |
| Last Transfer Date | May 24, 2022 |
| Transfer Doc | 0002095533 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5205 IVORY DR, SEBRING, FL 33875-5638 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5205 IVORY DR, SEBRING, FL 33875-5638 |
| Document Number | 0002279612 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 3145/1135 |
| Instrument | 2279612 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.9% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5205 IVORY DR, SEBRING, FL 33875-5638 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5205 IVORY DR, SEBRING, FL 33875-5638 |
| Document Number | 0002151608 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 2975/1434 |
| Instrument | 2151608 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 24, 2022 |
| Property Address | 5205 IVORY DR, SEBRING, FL 33875-5638 |
| Document Number | 0002095533 |
| Book / Page | 2907 / 186 |
| Map Reference | MB 7 PG 61 |
| Instrument Date | May 11, 2022 |
| Instrument | 2095533 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5205 IVORY DR, 5205, SEBRING, FL 33875-5638 |
| Name | Verified Name |
|---|---|
| Address | 5205 IVORY DR, SEBRING, FL 33875-5638 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $114,146 (+5.99%) | $194,341 (-1.49%) Land $19,256 Building $175,085 | |
| 2024 | $1,311.00 (+3.55%) | ||
| 2023 | $1,266.00 (+2.59%) Homeowner's exemption | $107,698 (+3%) | $197,290 (+15.25%) Land $15,800 Building $181,490 |
| 2022 | $1,234.00 Homeowner's exemption | $104,561 | $171,186 Land $11,850 Building $159,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures