Forsyth County property record for 5205 Concord Downs Dr, Cumming, GA 30040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,073 sqft · built 2011 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,414 (Nov 2011) |
| Tax Bill | $4,961 (2025) |
| Deeds & Mortgages | Jul 2025 Second Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-000-548 |
| Primary APN | 032-000-548 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,073 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 0000166391 |
|---|---|
| Street Address | 5205 CONCORD DOWNS DR |
| City | CUMMING |
| State | GA |
| Zip | 30040-1360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES3 |
| Legal Description | 3-1 1016 LT 28 UN 2A CONCORD FARMS |
| Legal Subdivision | CONCORD FARMS |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | CUMMING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 130307 |
5205 Concord Downs Dr is owned and occupied by two individuals who acquired it in February 2021.
Source: Forsyth County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5205 CONCORD DOWNS DR, CUMMING, GA 30040-1360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Feb 18, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2011 · Amount on File |
| Deed Sale | Nov 30, 2011 · Amount on File |
| Deed Document Number | 20118934 |
| Deed Book / Page | 6138 / 620 |
| Last Transfer Date | Feb 18, 2021 |
| Transfer Doc | 0099720661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 5205 CONCORD DOWNS DR, CUMMING, GA 30040-1360 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5205 CONCORD DOWNS DR, CUMMING, GA 30040-1360 |
| Document Number | 0115940000000450 |
|---|---|
| Date | Jul 23, 2025 |
| Book Page | 0000011594/0000000450 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 5205 CONCORD DOWNS DR, CUMMING, GA 30040-1360 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5205 CONCORD DOWNS DR, CUMMING, GA 30040-1360 |
| Document Number | 0099720000000662 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 0000009972/0000000662 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Feb 18, 2021 |
| Property Address | 5205 CONCORD DOWNS DR, CUMMING, GA 30040-1360 |
| Document Number | 0099720661 |
| Book / Page | 9972 / 661 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 2021-002183 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5205 CONCORD DOWNS DR, CUMMING, GA 30040-1360 |
The 2025 property tax bill for 5205 Concord Downs Dr was $4,961, up 6% from the year before.
Source: Forsyth County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,961.00 (+6.05%) | $202,328 Land $72,000 Building $130,328 | $505,820 Land $180,000 Building $325,820 |
| 2024 | $4,678.00 (+6.88%) | ||
| 2023 | $4,377.00 (+13.28%) | $177,864 (+55.78%) Land $52,000 Building $125,864 | $444,660 (+55.78%) Land $130,000 Building $314,660 |
| 2022 | $3,864.00 | $114,180 Land $28,000 Building $86,180 | $285,450 Land $70,000 Building $215,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5205 Concord Downs Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Sep 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5205 Concord Downs Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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