St. Johns County property record for 5205 Choctaw St, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 2023 |
| Lot Size | 1.33 acres (57,934 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,959 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030693-0010 |
| Primary APN | 030693-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,776 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 57,934 sqft (1.33 acres) |
| Lot Dimensions | 351 ft deep x 150 ft wide |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5205 CHOCTAW ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | PT OF MIGUEL PAPY GRANT LYING S OF PICOLATA RD INDIAN TRACE UNREC PLAT LOT 1 BLK 3 OR773/1676 & 5439/1739(Q/C) & 6256/784(DM) |
| Legal Subdivision | INDIAN TRACE UNPLATTED |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21004 |
Source: St. Johns County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5205 CHOCTAW ST, SAINT AUGUSTINE, FL 32092-0325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Sep 21, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Dec 8, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 4, 2026 |
| Transfer Doc | 0000080582 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 21, 2026 |
| Property Address | 5205 CHOCTAW ST, SAINT AUGUSTINE, FL 32092-0325 |
| Document Number | 0000080582 |
| Book / Page | 6440 / 677 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202680582 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5205 CHOCTAW ST, SAINT AUGUSTINE, FL 32092-0325 |
| Document Number | 0000080583, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 202680583 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 5205 CHOCTAW ST, SAINT AUGUSTINE, FL 32092-0325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 72 DELTONA BLVD, ST AUGUSTINE, FL 32086-7068 |
| Document Number | 0055091290 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 5509/1290 |
| Instrument | 2022024709 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33637 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 8, 2021 |
| Property Address | 5205 CHOCTAW ST, SAINT AUGUSTINE, FL 32092-0325 |
| Document Number | 0054391739 |
| Book / Page | 5439 / 1739 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 2021132804 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1951 COUNTY ROAD 13A N, SAINT AUGUSTINE, FL 32092-0350 |
| Name | Verified Name |
|---|---|
| Address | 72 DELTONA BLVD, SAINT AUGUSTINE, FL 32086-7068 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,895 (+0.18%) Land $165,000 Building $217,895 | $382,895 (-0.37%) Land $165,000 Building $217,895 | |
| 2025 | $4,959.00 (+12.27%) Homeowner's exemption | $382,206 (+2.9%) | $384,305 (+3.47%) Land $170,000 Building $214,305 |
| 2024 | $4,417.00 (+203.16%) Homeowner's exemption | $371,434 (+279.01%) | $371,434 (+279.01%) Land $98,000 Building $273,434 |
| 2023 | $1,457.00 (+35.53%) | $98,000 (+16.67%) | $98,000 (+16.67%) Land $98,000 |
| 2022 | $1,075.00 | $84,000 | $84,000 Land $84,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 units insured incl. 8 condo units |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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