5205 Adams St, Gary (Merrillville), IN 46410 Property Records

Lake County property record for 5205 Adams St, Gary, IN 46410

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 3,726 sqft · built 2003
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,329 (2024)
Deeds & Mortgages	Jun 2022 Sale Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-41-0312-0001`

Property Details

APN / Parcel Number

Primary APN	`001-25-41-0312-0001`
Alternative APNs	`45-08-33-482-001.000-004` `254103120001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,726 sqft Living Area
1st Floor Area	1,863 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Garage Area	1,863 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5205 ADAMS ST
City	MERRILLVILLE
State	IN
Zip	46410-1440
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R33
Legal Description	BROADWAY HOME ACRES (REPLAT) LOT 1
Legal Subdivision	BROADWAY
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1024
Census Tract	12500

Owner

5205 Adams St, a mobile home, is owned by two individuals who acquired it in June 2022.

Source: Lake County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	13000 S EXCHANGE AVE, CHICAGO, IL 60633-1762
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Oct 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022
Deed Sale	Jun 15, 2022
Prior Sale	Oct 18, 2021 · Amount on File
Deed Document Number	2022524806
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 15, 2022
Property Address	5205 ADAMS ST, GARY, IN 46410-1440
Document Number	0000024806
Map Reference	MB 94 PG 2
Instrument Date	Jun 9, 2022
Instrument	2022-524806
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5205 ADAMS ST, GARY, IN 46410-1440

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 18, 2021
Property Address	5205 ADAMS ST, GARY, IN 46410-1440
Document Number	0000033439
Map Reference	MB 94 PG 2
Instrument Date	Oct 14, 2021
Instrument	2021-533439
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	CHICAGO TITLE COMPANY CONCORD, CHICAGO TITLE CO CONCORD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	519 MARIANI LN, SAN JOSE, CA 95112-7804

Mortgage

Document Number	0000033424
Date	Oct 18, 2021
Instrument	2021-533424

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,700 Land $13,900 Building $115,800	$129,700 Land $13,900 Building $115,800
2024	$2,329.00
2023		$88,200 (+2.2%) Land $13,900 Building $74,300	$88,200 (+2.2%) Land $13,900 Building $74,300
2022	$2,211.00	$86,300 Land $9,400 Building $76,900	$86,300 Land $9,400 Building $76,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5205 Adams St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5205 Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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