5204 W 38th St, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 5204 W 38th St, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,196 sqft · built 1962
Lot Size	0.271 acres (11,800 sqft)
Owner	2 Trust Names on File
Last Sale	$180,000 (Oct 2018)
Tax Bill	$3,139 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-21-25-352-013-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-25-352-013-000`
Alternative APN	`48447`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,196 sqft Finished Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	694 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster
Elevator	Elevator

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,800 sqft (0.271 acres)
Lot Dimensions	118 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	266 sqft
Patio Area	266 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	48447
Street Address	5204 W 38TH ST
City	SIOUX FALLS
State	SD
Zip	57106-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1 SUNSET HILL ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SUNSET HILL ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1013
Census Tract	1107

Owner

5204 W 38th St is owner-occupied and held in a trust since October 2018.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5204 W 38TH ST, SIOUX FALLS, SD 57106-1128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage PLAINS COMMERCE BANK
Oct 15, 2018	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on File
Deed Sale	Oct 15, 2018 · Amount on File
Prior Sale	Aug 29, 2013 · Amount on File
Deed Book / Page	585-D / 0810
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5204 W 38TH ST, SIOUX FALLS, SD 57106-1128
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1848MTG/1011
Date	Oct 15, 2018
Book Page	1848 MTG/1011

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 15, 2018
Property Address	5204 W 38TH ST, SIOUX FALLS, SD 57106-1128
Document Number	585DEED/0810
Book / Page	585 DEED / 0810
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5204 W 38TH ST, SIOUX FALLS, SD 57106-1128

Mortgage

Document Number	1848MTG1006
Date	Oct 15, 2018
Instrument	1848 MTG/1006

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5204 W 38th St was $3,139.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,822 (-1.1%) Land $31,154 Building $191,668	$222,822 Land $31,154 Building $191,668
2025	$3,139.00	$225,300 (-5.1%) Land $31,500 Building $193,800
2024	$3,139.00	$237,400 Land $31,500 Building $205,900
2022	$3,742.00	$245,800 Land $31,500 Building $214,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5204 W 38th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5204 W 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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