5204 Subbera Rd, Lockport, NY 14094 Property Records

Niagara County and Cambria Town property record for 5204 Subbera Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,564 sqft · built 1976
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jul 2023)
Tax Bill	$8,036 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`292000 120.07-1-7`

Property Details

APN / Parcel Number

Primary APN	`292000 120.07-1-7`
Alternative APN	`20001200070001007000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,564 sqft Living Area
1st Floor Area	888 sqft
2nd Floor Area	676 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	194 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	248 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5204 SUBBERA RD
City	LOCKPORT
State	NY
Zip	14094-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	43 14 77
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	NIAGARA NY
Township / Civil Division	CAMBRIA
Census Block Group	3
Census Block	3004
Census Tract	24303

Owner

5204 Subbera Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Niagara County and Cambria Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5204 SUBBERA RD, LOCKPORT, NY 14094-9636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Aug 11, 2015 · Amount on File
Deed Document Number	202311146
Prior Transfer Date	Jun 18, 2009
Prior Transfer Doc	0000001429
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Jul 27, 2023
Property Address	5204 SUBBERA RD, LOCKPORT, NY 14094-9636
Document Number	0000001146
Map Reference	MB 45 PG 4332
Instrument Date	Jul 20, 2023
Instrument	2023-11146
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5204 SUBBERA RD, LOCKPORT, NY 14094-9636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4392 BEACH RIDGE RD, NORTH TONAWANDA, NY 14120-9576

Mortgage

Document Number	0000001147
Date	Jul 27, 2023
Instrument	2023-11147

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 5204 Subbera Rd was $8,036, up 5.1% from the year before.

Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Cambria Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,036.00 (+5.07%)
2025	$7,648.00	$374,000 Land $23,500 Building $350,500	$374,000 Land $23,500 Building $350,500
2023		$252,000 (+43.18%) Land $23,500 Building $228,500	$252,000 (+0.24%) Land $23,500 Building $228,500
2022		$176,000 Land $18,000 Building $158,000	$251,400 Land $25,711 Building $225,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5204 Subbera Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5204 Subbera Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20